Three Money Musts After Debt Counseling

Jeanne McTaggartCredit Counseling

Debt Counseling

After consolidating your debt, you will find you have extra money in your pocket at the end of the month. Instead of spending the money, there are some wise and prudent things you can do with excess funds. Maybe “wise” and “prudent” aren’t the most exciting ideas related to money, but the good news is that people who are responsible … Read More

Debt Consolidation Instead of Tapping Emergency Funds

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Avoiding a Financial Crisis When you have an emergency fund, it’s there to cover you when you have a financial crisis. Your 401(k) and IRA savings can help you prevent a retirement crisis. Still, a lot of people tap their only savings to pay down credit card debt. A better solution is to seek credit counseling so you can come … Read More

Credit Counseling – Choosing it over Bankruptcy

Jeanne McTaggartCredit Counseling

Credit Counseling

Avoiding Bankruptcy in Retirement Bankruptcy lawyers sometimes present bankruptcy as the only way out of a debt problem. In nearly every situation, it’s better to receive credit counseling before even considering damaging your credit score and endangering your lifestyle with bankruptcy. According to an article by U.S. News & World Report, a growing number of senior citizens opt for bankruptcy in … Read More

Debt Counseling and Your Money Mistakes

Jeanne McTaggartDebt Consolidation

Bad Money Habits If you have trouble sticking to your financial goals such as getting out of debt, consider debt counseling. A certified and trained credit counselor isn’t there to judge or criticize, but to educate you about money moves you can make to improve your lifestyle. From debt consolidation to budgeting, the actions you take immediately improve your financial situation. … Read More

Credit Counseling and Divorcing Debt

Jeanne McTaggartChristian Credit Counselors

credit card debt

A Biblical Money Outlook In order to pursue a goal, you have to know why the goal is important. Some people assume it’s better to divorce yourself of debt. In actuality, some debt is beneficial to your lifestyle as long as the debt is mortgage, car loan or student loan debt you can afford. If you have credit card debt … Read More

Debt Consolidation – Why it Beats Balance Transfers

Jeanne McTaggartDebt Consolidation

Getting over Holiday Debt If you rang up a lot of holiday debt, you could be suffering from a holiday debt hangover. For those who were already struggling with persistent phone calls by bill collectors, the solution isn’t to transfer the money you owe on one credit card to another card. Instead, it’s time to consider debt consolidation. According to a piece … Read More

Debt Relief – A Faster Fix with Credit Counseling

Jeanne McTaggartCredit Counseling

A Debt Management Plan Once you make decide to get out of debt, you likely feel anxious to see your goal come to fruition as quickly as possible. Debt can weigh you down on many levels. Debt sometimes causes arguments, increases stress and depression for some people. By getting credit counseling on your own or with your spouse, you can achieve … Read More

Debt Counseling For Help Recommitting to Your Financial Goals

Jeanne McTaggartDebt Consolidation

Getting back on Financial Track Most people start bright-eyed and bushy-tailed in the New Year, eager to achieve their new goals. After a few weeks and months, the enthusiasm to lose weight, pay off debt or quit a bad habit often wears off. When your enthusiasm slips and the bill collectors resume their calls, it’s the time to seek out debt … Read More

Credit Counseling and Characteristics of Debt-Free People

Jeanne McTaggartCredit Counseling

10 Characteristics of Debt Free People Some people seem as though they were born with a frugal gene. If you are carrying the load of high-interest rate credit card debt that you can no longer manage, you may long to emulate your debt-free friends. You may not even be to blame at all for the debt in your life. Often, … Read More

Busting the Myth That Debt Consolidation Hurts Your Credit

Jeanne McTaggartDebt Consolidation

Many people get confused when it comes to debt consolidation vs. debt settlement scams. Your credit score is often decimated and destroyed by debt settlement as well as bankruptcy. According to a piece by Credit.com, how you consolidate your debt is the key to improving your credit score. Some people make the mistake of shuffling their debt around from one … Read More