Debt Consolidation and Your Summer Vacation

Jeanne McTaggartDebt Consolidation

Debt consolidation

Most people look forward to their summer vacations but few people appreciate the reality that vacations come with baggage in the form of credit card debt. Learning to budget for a vacation is not as easy as it seems when you feel saddled with high credit card balances or double-digit interest rates on cards you can’t manage. With debt consolidation, … Read More

Credit Counseling Quickens the Payoff Date

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counseling

Experts say paying off a credit card balance of just $2,000 takes some people as much time as it takes to raise a child. If you don’t want to spend a lifetime in debt, consider Christian credit counseling to examine positive solutions. According to a recent piece by nypost.com, making minimum payments on your credit card often leads to misery. … Read More

Debt Consolidation as a Credit Card Debt Exit Strategy

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Good Debt vs Bad Debt When it comes to debt, there is good debt and bad debt because some debt allows you to achieve the goal of owning a vehicle or a car. Credit card debt becomes a problem when you can’t pay off the balance and pay more in interest than you earn from putting your money to work … Read More

Credit Conscious Living Webinar

adminCredit, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Uncategorized

Credit Conscious: The Ins and Outs of Credit Looking to build, maintain, or improve your credit? Christian Credit Counselors, a nonprofit 501 (c)(3) with a mission to provide free financial education to individuals and families both locally and nationwide, is now offering a free, online webinar entitled, Credit Conscious: The Ins and Outs of Credit. Christian Credit Counselors is committed … Read More

Debt Counseling to Stop Using Credit Cards as a Lifeline

Jeanne McTaggartDebt

Debt Counseling

Credit cards are not just a convenience or a backup plan for many members of Generation X and baby boomers. According to a recent study cited by usatoday.com, a lot of people between the ages of 35 and 67 assume they will always have credit card debt. With debt counseling, you learn to stop using credit card as a lifeline. … Read More

Credit Counseling – A To-Do before Marriage

Jeanne McTaggartCredit Counseling

Credit Counseling

If you have fallen in love and plan to get married, it’s an exciting time. Many brides and grooms come into a marriage with credit card debt that creates challenges for a new life together. According to an article by time.com, there is hope for people who fall in love with someone who has credit card debt. As a married … Read More

Credit Counseling Helps You Budget

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

Budgeting is essential if you want to learn to live below your means. For many people, budgets seem too restrictive. If you try too hard to save, you could end up spending rebelliously or throwing the budget out the window. With Christian credit counseling, you access tools and education to finally get a handle on your budget. According to a … Read More

Credit Counseling: Closing the Debt Gender Gap

Jeanne McTaggartCredit Counseling

Credit Counseling

When it comes to credit card debt, the burden is one affecting men and women, but women tend to carry more debt. By receiving credit counseling, members of each gender receive benefits that help them improve personal finances. According to a recent article by usnews.com that cited National Debt Relief survey, only 33 percent of men carry credit card debt … Read More

Debt Counseling – Avoid Frugal Fatigue

Jeanne McTaggartDebt

Debt Counseling

Getting out of credit card debt often takes major financial sacrifices accomplished by a frugal lifestyle. During the Great Recession, a lot of consumers stopped spending money. But adopting frugal habits for long periods of time results in frustration or what’s often called “frugal fatigue.” According to an article by time.com, frugal fatigue is one of several debt consolidation traps … Read More