Your Spending Habits and Your Holiday Spirit

adminChristian Credit Counselors, Consumer, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Goals, Holiday Tips, Home, Kids & Money, Money Management, Personal Goals, Uncategorized

The Average American’s Holiday Spending Habits Already thinking about everything you have to do for the holiday season? Does the thought of holiday preparation stress you out? According to the National Retail Federation, it was estimated that the average American spent $77.52 on candy, costumes and decorations for Halloween in 2014. According to a CNBC report, the average American planned … Read More

Fall Money Saving Tips

adminActivities, Budgeting, Car, Christian Credit Counselors, Consumer, Coupons, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Economy, Finance, Gas, Gas, Holiday Tips, Kids & Money, Money Management, Repairs, Saving, Technology

Cutting Costs at Home There are many ways you can save money and have fun doing it this holiday season. Falling leaves and decomposing Jack-o-Lanterns are the perfect way to start a compost pile this fall. Starting now means you’ll be one step ahead when spring arrives. Make sure your roof is free of holes, destruction and critters; if it … Read More

Baby Boomers, Debt Counseling, and Retirement

Jeanne McTaggartBudgeting, Debt

Debt Counseling

When Baby Boomers Budget If you are a baby boomer in your 50 or 60s, you are likely wondering if you will ever experience retirement bliss. A growing number of boomers have massive credit card debt in addition to mortgage and student loan debt due. In some cases, boomers take out mortgage and student loan debt to help children and … Read More

Credit Counseling for Millennials Who Want a Fresh Start

Jeanne McTaggartCredit Counseling

Credit Counseling

When you are dealing with massive credit card debt in your 20s or early 30s, it is difficult to get a mortgage loan or a car loan. In some cases, lenders demand you pay a higher interest rate because of poor credit and too much consumer debt. By engaging in credit counseling, you take control of your financial future before … Read More

Surviving the Holiday Spending Trap With Debt Counseling

Jeanne McTaggartDebt

Debt Counseling

After the school season starts, many people start getting ready for the holidays. Following Labor Day, the major holidays that often run up debt for the average American include Halloween, Thanksgiving, Christmas and New Year’s. By receiving debt counseling in the fall, you gain valuable insights and information about how to pay off debt, budget, and set financial goals. You … Read More

Student Loan Info You Need to Know

adminChristian Credit Counselors, College Debt, Consumer, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Economy, Finance, Money Management, Student Loans

Learning Student Loans: Understand and Prepare for the Cost of Your Education Looking for more information about student loans, their features, and repayment options? Christian Credit Counselors, a nonprofit 501 (c)(3) with a mission to provide free financial education to individuals and families both locally and nationwide, is now offering a free, online webinar entitled Learning Student Loans: Understand and … Read More

Benefits of Debt Consolidation and Bumps of Bankruptcy

Jeanne McTaggartDebt Consolidation

Debt Consolidation

If you have more credit card debt than you can handle, there are different avenues to take to resolve the burden. Some people turn to debt settlement scams because they aren’t aware of the negative consequences. Other people believe bankruptcy could be the solution. Before paying an attorney thousands of dollars to handle a bankruptcy case, save yourself the embarrassment … Read More

Debt Consolidation to Recover from Summer Overspending

Jeanne McTaggartDebt Consolidation

Debt Consolidation

A lot of people go on summer vacations to the beach, visit theme parks or dine out more frequently during the warmer months. Overspending in the summer often leads to massive credit card debt. When getting a second job or cutting back on day-to-day spending doesn’t put a dent in what you owe, consider debt consolidation. According to an article … Read More

Credit Counseling: A Strategic Guide for Paying Off Debt

Jeanne McTaggartCredit Counseling

Credit Counseling

If you are thinking about receiving credit counseling to deal with a debt burden that’s too heavy for you to carry, consider working with trained counselors who know how to help you change. According to an article by forbes.com, there are steps you can take so you aren’t enslaved to debt. When you deal with a reputable Christian credit counseling … Read More

Debt Free Living

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

One of the most important steps in Christian Credit Counseling is developing a plan for getting and staying out of debt. Obviously, your current income isn’t enough to support your lifestyle. You’ve borrowed money to make up the difference, but paying it back has become a big problem. The first step to getting out of debt is cutting your current … Read More