Financial Planning – A Fresh Start for the New Year

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Finances and the New Year With the New Year approaching, it is the perfect time to evaluate your current financial situation, set new financial goals, and establish budgeting strategies. Whether your credit is in great shape or you are struggling to maintain or improve your credit, it is important to pull your credit reports at least annually and review them … Read More

Credit Card – Avoiding the Debt Trap this Holiday Season

adminBudgeting, Christian Credit Counselors, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Finance, Holiday Tips, Money Management, Personal Goals, Saving

Gift Giving on Credit Staying out of debt can be almost as difficult as paying it off especially when our emotions take over. After all, buying gifts for our loved ones during the holiday season is a very emotional purchase. Preparing for gifting should begin way before the holiday season. In a survey conducted by The American Research Group, Inc., … Read More

Debt Consolidation – Forgiving Yourself of Credit Sins

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Credit Cards and Financial Health Misusing credit cards affects your financial health, security and future. You can easily forgive yourself of so-called credit sins by seeking assistance from a Christian credit counseling program. One of the most positive ways to get back on track is with debt consolidation. According to an article by cheatsheet.com, 30 percent of your FICO score … Read More

Debt Consolidation – Combating Holiday Credit Card Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidations

Setting Financial Goals By planning ahead, it’s easy to combat holiday credit card debt that puts you behind with New Year’s resolutions and financial goals. According to an article by the Pittsburgh Post-Gazette, the best approach is to plan ahead to avoid holiday binge buying. By talking to a Christian credit counselor, you learn about debt consolidation. Whether you sign … Read More

Credit Counseling as a Positive Solution to ‘Forever’ Debt

Jeanne McTaggartCredit Counseling

Credit Counseling

Getting Unstuck from Debt If you feel stuck in credit card debt for eternity, there are positive steps you can take. With credit counseling, you learn how to adopt positive financial habits or a different outcome. According to a recent article by Kiplinger.com, one personal finance survey discovered that 13 percent of people said they will never pay back all … Read More