How Credit Savvy Are You?

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See How You Score on Our Credit Savvy Test! By Jim Garnett, Institute of Consumer Financial Education (ICFE) Using credit can create the illusion that you are living within your means even if you are presently spending more than you make. T or F Late payments are no big deal because the average lender allows two late payments per year before … Read More

5 Lessons to Raise Money-Genius Kids

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5 Lessons to Raise Money-Genius Kids By: Crown Financial Ministries Dear Chuck, I was raised in a home in which my parents talked very little about money, and my husband’s family didn’t say much about it either. For our parents, money was a private matter. I feel like that led to some financial mistakes when I got out on my … Read More

3 Most Important Financial Tips for Graduates

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  By Jim Garnett, Institute of Consumer Financial Education (ICFE) I have been given the honor many times of addressing graduating seniors who soon will exit the sheltered walls of home and school to enter the real world before them. To help prepare them for the myriad of financial situations they will soon encounter, I want to share three simple … Read More

Ten Ways to Build Your Emergency Fund Faster

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  Ten Ways to Build Your Emergency Fund Faster By: Brightpeak Financial We’ve established why an emergency fund is so important and how much you need to save. Next, let’s unpack how to build your fund. In four words you need to: Spend less. Earn more. Here are ten ways to start beefing up your emergency fund, fast:  Track it Why is … Read More

3 Surprising Steps to Getting Out of Debt

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  3 Surprising Steps to Getting Out of Debt By: Crown Financial Ministries Dear Chuck, Credit cards are killing me, and it feels like getting a handle on money is some kind of 12-step program. Where do I begin? Feeling Overwhelmed.   Dear Overwhelmed, Well, I have some good news and bad news. The good news is that it’s not … Read More

How (and How Much Money) to Save in Your Emergency Fund

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How (and How Much Money) to Save in Your Emergency Fund By: Brightpeak Financial Do you ever feel like you’re one mishap away from serious financial trouble? Or perhaps you’re not the type to worry — even when you should. Either way, most people aren’t prepared. In a recent poll by BankRate, only 38% of respondents said they could handle a $1,000 emergency room … Read More

8 Ways to Keep New Year’s Resolutions about Money

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The problem with New Year’s resolutions is that they’re so hard to keep. That’s especially true for money resolutions. But if you can find a way to keep those resolutions, you’ll not only improve your financial situation, you’ll be more optimistic about the future. So here are eight ways to make sure you stick to your financial goals in 2017, based on … Read More

Turning Financial Resolutions into Regular Routines

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By: Brittany Frost We are now more than a month into 2017 which begs the question: how are your financial New Year’s resolutions coming along? What steps have you taken so far to reduce your debt or save money? Maybe you’ve been so busy that you have yet to make a financial resolution this year. If so, don’t worry! December … Read More

Debt Counseling Teaches You 4 Easy Ways to Get Out of Credit Card Debt

Jeanne McTaggartDebt

Debt Counseling

Credit card debt is a problem for people of all ages. Experts say cash-strapped college students often live on credit. Meanwhile, young couples use credit cards for miscellaneous wedding and honeymoon expenses. Retired people often use credit cards to supplement their Social Security income. With debt counseling, you learn about different ways to get out of credit card debt including … Read More

Debt Counseling for an Upbeat Debt Escape Plan

Jeanne McTaggartDebt

Debt Counseling

Wishing away your debt does not get you too far, but there are foolproof plans to pay off credit card debt. With debt counseling, you figure out how to keep your finances in check so you feel empowered in all parts of your life. Debt affects not just your physical surroundings, but your spiritual and emotional health. According to an … Read More