Ten Ways to Build Your Emergency Fund Faster

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  Ten Ways to Build Your Emergency Fund Faster By: Brightpeak Financial We’ve established why an emergency fund is so important and how much you need to save. Next, let’s unpack how to build your fund. In four words you need to: Spend less. Earn more. Here are ten ways to start beefing up your emergency fund, fast:  Track it Why is … Read More

3 Surprising Steps to Getting Out of Debt

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  3 Surprising Steps to Getting Out of Debt By: Crown Financial Ministries Dear Chuck, Credit cards are killing me, and it feels like getting a handle on money is some kind of 12-step program. Where do I begin? Feeling Overwhelmed.   Dear Overwhelmed, Well, I have some good news and bad news. The good news is that it’s not … Read More

How (and How Much Money) to Save in Your Emergency Fund

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How (and How Much Money) to Save in Your Emergency Fund By: Brightpeak Financial Do you ever feel like you’re one mishap away from serious financial trouble? Or perhaps you’re not the type to worry — even when you should. Either way, most people aren’t prepared. In a recent poll by BankRate, only 38% of respondents said they could handle a $1,000 emergency room … Read More

8 Ways to Keep New Year’s Resolutions about Money

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The problem with New Year’s resolutions is that they’re so hard to keep. That’s especially true for money resolutions. But if you can find a way to keep those resolutions, you’ll not only improve your financial situation, you’ll be more optimistic about the future. So here are eight ways to make sure you stick to your financial goals in 2017, based on … Read More

Turning Financial Resolutions into Regular Routines

adminCredit, Credit Cards, Credit Counseling, Credit Score, Goals, Money Management, Personal Goals

By: Brittany Frost We are now more than a month into 2017 which begs the question: how are your financial New Year’s resolutions coming along? What steps have you taken so far to reduce your debt or save money? Maybe you’ve been so busy that you have yet to make a financial resolution this year. If so, don’t worry! December … Read More

Debt Counseling Teaches You 4 Easy Ways to Get Out of Credit Card Debt

Jeanne McTaggartDebt

Debt Counseling

Credit card debt is a problem for people of all ages. Experts say cash-strapped college students often live on credit. Meanwhile, young couples use credit cards for miscellaneous wedding and honeymoon expenses. Retired people often use credit cards to supplement their Social Security income. With debt counseling, you learn about different ways to get out of credit card debt including … Read More

Debt Counseling for an Upbeat Debt Escape Plan

Jeanne McTaggartDebt

Debt Counseling

Wishing away your debt does not get you too far, but there are foolproof plans to pay off credit card debt. With debt counseling, you figure out how to keep your finances in check so you feel empowered in all parts of your life. Debt affects not just your physical surroundings, but your spiritual and emotional health. According to an … Read More

Top 5 Things You Could Do After Receiving Credit Counseling

Jeanne McTaggartCredit Counseling

Credit Counseling

When you are drowning in debt, it is so hard—maybe impossible—for you to take advantage of many of the luxuries we have access to here in America. Maybe you started out in luxury, living outside of your means. But now have more debt than you can handle and are wondering how your next paycheck will even cover your bills. Receiving … Read More

Debt Counseling to Get out of Debt on a Limited Budget

Jeanne McTaggartDebt, Debt Consolidation

Debt Counseling

Most people who seek debt counseling want to get out of debt but struggle with limited funds. If you had more money, you would likely pay off your credit card debt. According to an article by cheatsheet.com, most people would love it if their debt just magically disappeared. When you sign up for a debt management plan, your credit card … Read More

Credit Counseling and Other Ways to Get More Conscious About Spending

Jeanne McTaggartCredit Counseling

Credit Counseling

One of the reasons people get into debt is they spend almost effortlessly without any real thought. By submitting to credit counseling, you actually take back control of your personal finances. When it comes to money, it’s all about staying in the present. Take a mindful approach by creating awareness of your financial habits and credit card debt. With credit … Read More