Debt Counseling to Get out of Debt on a Limited Budget

Jeanne McTaggartDebt, Debt Consolidation

Debt Counseling

Most people who seek debt counseling want to get out of debt but struggle with limited funds. If you had more money, you would likely pay off your credit card debt. According to an article by cheatsheet.com, most people would love it if their debt just magically disappeared. When you sign up for a debt management plan, your credit card … Read More

Credit Counseling and Other Ways to Get More Conscious About Spending

Jeanne McTaggartCredit Counseling

Credit Counseling

One of the reasons people get into debt is they spend almost effortlessly without any real thought. By submitting to credit counseling, you actually take back control of your personal finances. When it comes to money, it’s all about staying in the present. Take a mindful approach by creating awareness of your financial habits and credit card debt. With credit … Read More

31 Money Saving Tricks for Students

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studentsaving-money

Stretch your dollar further with the following money-saving tips: 1. Buy or rent used textbooks and sell last semester’s books back. 2. Don’t make impulse purchases. 3. Never go grocery shopping when you’re hungry. 4. Limit the number of times you eat out monthly. 5. Cut out vices – smoking and binge drinking are terrible for you and expensive. 6. … Read More

5 ways to make college more affordable

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collegemoreaffordable

The value of a college degree isn’t what it used to be, but its importance certainly hasn’t diminished. In fact, in Sallie Mae’s report, “How America Pays for College,” 90% of families expect their student to earn at least a bachelor’s degree, with 54% expecting a graduate degree. Of course, if you’ve read any recent news about the financial details … Read More

Would you like to be financially free?

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debtfree

Would you like to be financially free? Today, I will tell you how that is possible. To be financially free requires two character qualities. The first is learning to be faithful and the other is learning to be disciplined. Luke 16:10-11 teaches us that God expects us to be faithful in small matters if we are to be trusted with … Read More

Ways Christian Credit Counseling Helps Beyond Credit Card Debt

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

Christian credit counseling provides more than financial coaching for people who are drowning in credit card debt. With the Christian approach, the focus is on spiritual growth, financial responsibility and compassion. According to a recent article by U.S. News & World Report, credit counselors help people with money problems. People who can’t afford to pay off their credit card debt … Read More

Debt Consolidation Before Credit Card Rates on Existing Debt Goes Up

Jeanne McTaggartDebt Consolidation

Debt Consolidation

If you have put your credit card statements aside, figuring you will get to it eventually, it’s more important than ever to consider debt consolidation. When you sign up for debt consolidation, you lower your interest rate so you can pay off all of your credit card debt in less time. It’s becoming increasingly more important to pay attention to … Read More

Credit Counseling Results in Household Drop in Credit Card Debt

Jeanne McTaggartCredit Counseling

Credit Counseling

As more consumers receive credit counseling, an incredibly positive result is a drop in household credit card debt. According to a recent piece by nerdwallet.com, household debt for American consumers went up this year, but mainly due to mortgage and student loan debt. The good news is credit card debt went down by 3 percent. For people who sign up … Read More

God has a part and we have a part

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In this passage from Proverbs 2: 1-5, listen to the words “if”. Those are statements of our part and then listen for the word “then”. That is the statement of God’s part. God has a part and we have a part… “My son, if you accept my words
 and store up my commands within you, turning your ear to wisdom
 … Read More

10 Back-To-School Shopping Tips that Save Money

adminBudgeting, Christian Credit Counselors, College Debt, Consumer, Coupons, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Finance, Freebie, Holiday Tips, Kids & Money, Money Management

To your kids, shopping for new clothes, gear, and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Here are 10 great ideas for how to get everything they need and save a few bucks doing it. Hold off buying trendier gear Kids may … Read More