Category Archives: Debt

10 Ways to Start Saving Now

At the beginning of each year, many Americans include “get out of debt” on their list of New Year’s resolutions and then seem to live under the illusion that they will be able to wish this into reality since a … Continue reading

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Alaska Leads the Way in Credit Card Debt

A recent infographic released by CreditCards.com revealed that Alaska has the highest average credit card debt per borrower at $6,926. Their recent post did not get into details of why Alaska has the highest credit card debt per borrower, but … Continue reading

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The U.S. Debt Crisis Explained

I am sure many (if not most) Americans have barely a clue about what is going on in the U.S. right now. The “national debt” has always seemed like a non-threatening mythical creature that we needn’t worry our pretty little … Continue reading

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5 Things that are keeping you in Debt

Being in debt is no fun, but having fun costs money and that is what got you in debt in the first place. Credit card debt can creep up on you if you aren’t keeping track of your spending habits. … Continue reading

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Can You Inherit Credit Card Debt?

There are so many people in debt nowadays. From college students to senior citizens and everyone in between. When we think of our future, we hope that if something happens to us our loved ones inherit our possessions. One thing … Continue reading

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George Washington’s Money Advice

With the upcoming President’s Day holiday, we thought it only fair to pay tribute to our first President, George Washington. Even though much has changed since his presidency, he offered some really great money advice that is still useful today. … Continue reading

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Things that Debt Settlement Companies Do not Tell You

When badly in need of debt help, some people make impulsive decisions without anticipating possible problems. Many debt settlement companies in the market offer instant debt relief but should you immediately trust them? Let’s talk about some basic questions you … Continue reading

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How to Negotiate Credit Card Credit

Despite which step you are in in the debt cycle, if you are prepared to file bankruptcy or just are a month behind on your payments, there are always options to consider. One of the options is to go to … Continue reading

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How to Avoid Holiday Debt

—Use the 1.5 percent rule. Don’t spend more than 1.5 percent of your total gross income on holiday-related expenses. If you’re in debt, consider spending less than 1 percent.

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How to Deal with your Hard Financial Times

We look for relief in many areas of our lives, but have you ever thought about debt relief? If you feel your stress level increasing when you think about your current situation, then maybe relief is just what you require. … Continue reading

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