Tag Archives: budgeting

64% of Americans Don’t Have an Emergency Fund

A recent online poll released by the NFCC (National Foundation for Credit Counseling) revealed that a majority of American consumers don’t have enough savings to cover a $1000 emergency expense. Only 36 percent of respondents said that they would have … Continue reading

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Mardi Gras on a Budget

With tomorrow being Fat Tuesday, I thought it would be beneficial for you to know how to celebrate Mardi Gras on a budget. Check your local newspapers for free events and parades that are in your area. If you plan … Continue reading

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George Washington’s Money Advice

With the upcoming President’s Day holiday, we thought it only fair to pay tribute to our first President, George Washington. Even though much has changed since his presidency, he offered some really great money advice that is still useful today. … Continue reading

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How to Deal with your Hard Financial Times

We look for relief in many areas of our lives, but have you ever thought about debt relief? If you feel your stress level increasing when you think about your current situation, then maybe relief is just what you require. … Continue reading

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Shop Smart at Warehouse Clubs

The popularity of shopping at warehouse clubs has certainly grown due to the simple fact that more consumers want to take advantage of lower prices on products ranging from small household items to big electronics. Buying jumbo packs of dinner … Continue reading

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If You Can’t Make Your Payments, Get Ready for a Budget Intervention

• When you shop, do you have to buy something, even if you don’t find what you’re looking for? Can you leave the store empty handed? • Do you come home with tons of new stuff when you only intended … Continue reading

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Halloween on a Budget

Halloween ranks third as one of the most expensive holidays throughout the year, with Christmas and St. Valentine’s Day taking first and second. Many of us have never given it much thought, but when you look at everything from costumes, … Continue reading

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Getting The Most Out Of Your Gas Tank

Fuel Saving Tips Road trips have always been affordable vacations for millions of Americans, and hopefully, will stay that way. With Memorial Day Weekend and summer vacation upon us, gas prices are bound to go up and will probably hit … Continue reading

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Energy Costs: Staying Cool Without Burning Through Your Cash

Keeping your budget in check is definitely a priority this summer, but one area that can be a particular challenge is your home energy bill. Running the air conditioner can be a drain on your finances, but you still want … Continue reading

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Now You Can Get Your Degree Without The Big Debt

According to the U.S. Department of Education, nearly two-thirds of college graduates have credit balances exceeding $19,000, 25% have nearly $25,000, and one-tenth leave college owing more than $35,000. While college graduates can expect to earn more than their high … Continue reading

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