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Tag Archives: budgeting
64% of Americans Don’t Have an Emergency Fund
A recent online poll released by the NFCC (National Foundation for Credit Counseling) revealed that a majority of American consumers don’t have enough savings to cover a $1000 emergency expense. Only 36 percent of respondents said that they would have … Continue reading
Posted in Budgeting, credit counseling
Tagged budgeting, credit counseling, credit counselors
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Mardi Gras on a Budget
With tomorrow being Fat Tuesday, I thought it would be beneficial for you to know how to celebrate Mardi Gras on a budget. Check your local newspapers for free events and parades that are in your area. If you plan … Continue reading
Posted in Budgeting, Holiday Tips, Saving
Tagged beads, budgeting, costume, Fat Tuesday, Mardi Gras, masks, money, party, savings
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George Washington’s Money Advice
With the upcoming President’s Day holiday, we thought it only fair to pay tribute to our first President, George Washington. Even though much has changed since his presidency, he offered some really great money advice that is still useful today. … Continue reading
Posted in Consumer, Debt, Economy, Investing, Loans, Money Management
Tagged borrow, budgeting, debt, debt management, George Washington, lend, loans, money, President's Day, saving, thrift
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How to Deal with your Hard Financial Times
We look for relief in many areas of our lives, but have you ever thought about debt relief? If you feel your stress level increasing when you think about your current situation, then maybe relief is just what you require. … Continue reading
Posted in Bankruptcy, Budgeting, Debt
Tagged bankruptcy, budgeting, credit, credit counseling, debt, debt consolidation, debt relief, debt settlement, money, mortgage
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Shop Smart at Warehouse Clubs
The popularity of shopping at warehouse clubs has certainly grown due to the simple fact that more consumers want to take advantage of lower prices on products ranging from small household items to big electronics. Buying jumbo packs of dinner … Continue reading
Posted in Budgeting, Saving
Tagged budgeting, consumer, deal, economical, purchases, saving, saving money, shopping, warehouse clubs
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If You Can’t Make Your Payments, Get Ready for a Budget Intervention
• When you shop, do you have to buy something, even if you don’t find what you’re looking for? Can you leave the store empty handed? • Do you come home with tons of new stuff when you only intended … Continue reading
Posted in Budgeting
Tagged bills, budgeting, credit cards, debt management, expenses, financial goals, income, money, payments, spending
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Getting The Most Out Of Your Gas Tank
Fuel Saving Tips Road trips have always been affordable vacations for millions of Americans, and hopefully, will stay that way. With Memorial Day Weekend and summer vacation upon us, gas prices are bound to go up and will probably hit … Continue reading
Posted in Budgeting, Saving
Tagged budgeting, credit card debt, credit counseling, driving behavior, fuel economy, fuel efficient, fuel saving tips, saving
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Energy Costs: Staying Cool Without Burning Through Your Cash
Keeping your budget in check is definitely a priority this summer, but one area that can be a particular challenge is your home energy bill. Running the air conditioner can be a drain on your finances, but you still want … Continue reading
Posted in Budgeting, Saving
Tagged budgeting, energy costs, energy saving, money tips, saving, utility bills
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Now You Can Get Your Degree Without The Big Debt
According to the U.S. Department of Education, nearly two-thirds of college graduates have credit balances exceeding $19,000, 25% have nearly $25,000, and one-tenth leave college owing more than $35,000. While college graduates can expect to earn more than their high … Continue reading