Tag Archives: cash

Budgets and Motivation… What You Should Know

Budgeting is the first step in debt reduction but motivation must be constant. If you ever wanted to get ahead financially; if you ever thought you wanted to get out from under a sea of debt; if you ever wondered … Continue reading

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How to Avoid Holiday Debt

—Use the 1.5 percent rule. Don’t spend more than 1.5 percent of your total gross income on holiday-related expenses. If you’re in debt, consider spending less than 1 percent.

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Credit Counseling – Credit Counseling Segment

Debt Overload How to know when enough is enough The interest rates offered to you can be a result of bad credit scores or no credit at all. There are a lot of websites which offer an instant credit report … Continue reading

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Budgeting 101

Many Americans are caught in the cycle of overspending, using credit cards, and, simply put, living paycheck to paycheck without saving any money to secure their future. Reasons for it vary from the “I want it now” culture that we’ve … Continue reading

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Debt Signs and Symptoms

Typically, debt doesn’t just happen overnight. In most cases, it’s the result of consistent bad spending practices. The sooner you recognize these practices, the better off you’ll be. Here are some practices that should raise the red flag:

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