Tag Archives: credit cards

Alaska Leads the Way in Credit Card Debt

A recent infographic released by CreditCards.com revealed that Alaska has the highest average credit card debt per borrower at $6,926. Their recent post did not get into details of why Alaska has the highest credit card debt per borrower, but … Continue reading

Posted in Credit Cards, Debt, Economy | Tagged , , , , | Leave a comment

How to Avoid Holiday Debt

—Use the 1.5 percent rule. Don’t spend more than 1.5 percent of your total gross income on holiday-related expenses. If you’re in debt, consider spending less than 1 percent.

Posted in Debt, Holiday Tips | Tagged , , , , , , | Leave a comment

Debt Organization, Management, And Credit Counseling

How well do you know your credit score? Do you even know your credit score? Have you hit the limit on your credit cards and started missing payments? If your response was yes to one or more of these questions … Continue reading

Posted in Debit & Your Credit Score, Debt, Money Management, credit counseling | Tagged , , , , , , , , , , , | Leave a comment

Debt Management Plan – Get Lower Payments with an Easy Debt Management Plan

It’s possible to create extra financial elbow room in your budget by lowering your current monthly payments on credit cards, store accounts, or any other high-interest unsecured debt. Late fees, over the limit fees, and high interest rates can make … Continue reading

Posted in Debt, Money Management | Tagged , , , , , , , | Leave a comment

Unsecured Debt – Need Help?

Unsecured Debt Debt that is not tied to any item of property. If the debtor fails to pay, the creditor cannot take back the property or items. The only recourse is to sue and get a court ruling. Examples of … Continue reading

Posted in Debt | Tagged , , , , , , , , , , , , | Leave a comment

If You Can’t Make Your Payments, Get Ready for a Budget Intervention

• When you shop, do you have to buy something, even if you don’t find what you’re looking for? Can you leave the store empty handed? • Do you come home with tons of new stuff when you only intended … Continue reading

Posted in Budgeting | Tagged , , , , , , , , , | Leave a comment

Bringing Debt Into Marriage

Marriage combined with debt is not a happy combination. Money ranks high up on the list of topics couples most often fight about. For newlyweds, debt brought into the marriage can be especially troublesome because you start out with credit … Continue reading

Posted in Debt | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Credit Solutions For Bad Credit

How well do you know your credit score? Do you even want to know about your credit score? If you find yourself in the position that your credit cards are at the maximum, that you skip payments, or are paying … Continue reading

Posted in Credit | Tagged , , , , , , , , , | Leave a comment

Budgeting 101

Many Americans are caught in the cycle of overspending, using credit cards, and, simply put, living paycheck to paycheck without saving any money to secure their future. Reasons for it vary from the “I want it now” culture that we’ve … Continue reading

Posted in Budgeting | Tagged , , , , , , , , , , , , | 4 Comments

Debt Signs and Symptoms

Typically, debt doesn’t just happen overnight. In most cases, it’s the result of consistent bad spending practices. The sooner you recognize these practices, the better off you’ll be. Here are some practices that should raise the red flag:

Posted in Debt | Tagged , , , , , , , , , | 3 Comments