Turning Financial Resolutions into Regular Routines

adminCredit, Credit Cards, Credit Counseling, Credit Score, Goals, Money Management, Personal Goals

By: Brittany Frost We are now more than a month into 2017 which begs the question: how are your financial New Year’s resolutions coming along? What steps have you taken so far to reduce your debt or save money? Maybe you’ve been so busy that you have yet to make a financial resolution this year. If so, don’t worry! December … Read More

Top 5 Things You Could Do After Receiving Credit Counseling

Jeanne McTaggartCredit Counseling

Credit Counseling

When you are drowning in debt, it is so hard—maybe impossible—for you to take advantage of many of the luxuries we have access to here in America. Maybe you started out in luxury, living outside of your means. But now have more debt than you can handle and are wondering how your next paycheck will even cover your bills. Receiving … Read More

Credit Counseling and Other Ways to Get More Conscious About Spending

Jeanne McTaggartCredit Counseling

Credit Counseling

One of the reasons people get into debt is they spend almost effortlessly without any real thought. By submitting to credit counseling, you actually take back control of your personal finances. When it comes to money, it’s all about staying in the present. Take a mindful approach by creating awareness of your financial habits and credit card debt. With credit … Read More

Credit Counseling Results in Household Drop in Credit Card Debt

Jeanne McTaggartCredit Counseling

Credit Counseling

As more consumers receive credit counseling, an incredibly positive result is a drop in household credit card debt. According to a recent piece by nerdwallet.com, household debt for American consumers went up this year, but mainly due to mortgage and student loan debt. The good news is credit card debt went down by 3 percent. For people who sign up … Read More

10 Back-To-School Shopping Tips that Save Money

adminBudgeting, Christian Credit Counselors, College Debt, Consumer, Coupons, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Finance, Freebie, Holiday Tips, Kids & Money, Money Management

To your kids, shopping for new clothes, gear, and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Here are 10 great ideas for how to get everything they need and save a few bucks doing it. Hold off buying trendier gear Kids may … Read More

Use the Start of the School Year to Set the Stage for Your Child’s Financial Success

adminBudgeting, Christian Credit Counselors, College Debt, Consumer, Coupons, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Goals, House, Kids & Money, Money Management, Personal Goals, Saving, Student Loans, Uncategorized

By: Brittany Frost Where did the summer go? As the school year rapidly approaches, children are preparing for the academic and social journey of the next grade level while parents are bracing their financial situation for the costs of continuing education. Parents can take this golden opportunity to go above and beyond just shopping for school supplies at Wal-Mart and, … Read More

Opt for Credit Counseling Before Your Debt Gets Out of Hand

Jeanne McTaggartCredit Counseling

Credit Counseling

It is easy for debt to become overwhelming, especially when you do not have a concrete plan for eliminating it over a set period of time. Many individuals will let things fester for a while, thinking that they will eventually start making more payments when they become more dedicated or get a raise. If you do not feel completely confident … Read More

5 Credit Counseling Questions You Feel Too Timid to Ask

Jeanne McTaggartCredit Counseling

Credit Counseling

If you feel awkward about asking about credit card debt and a poor credit score, you aren’t alone. Often, people feel timid or embarrassed to talk about money. When you receive credit counseling, you gain knowledge that will help you improve your personal finances. Trained Christian credit counselors are not judgmental about your financial background. According to a recent article … Read More

Credit Counseling: The Best Debt Advice for Different Age Groups

Jeanne McTaggartCredit Counseling

Credit Counseling

Financial counselors have a lot of experience helping people of different age groups make positive changes to their behavior so they become financially stable. No matter what your age, financial stability is likely a high priority. According to an article by bankrate.com, people of all ages with credit card debt get ahead by seeking credit counseling. When you receive Christian … Read More