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FAQ's How Does The D.M.P. Help? What Types of Debt Can Be Helped? Are Most Creditors Willing to Work with Christian Credit Counselors? How Much Does Christian Credit Counselors Charge? Will My Credit Cards Be Canceled? Do I Have To Have a Minimum Amount of Debt to Qualify? How Long Will it Take to Complete? If I’m Not Delinquent, Is a Plan Still Possible? How Does Your Debt Management Plan Differ From Bankruptcy?