Debt Consolidation When Daily Expenses Exceed the Average of $140

Jeanne McTaggartDebt Consolidation

For people who earn a high salary or live on a substantial trust fund, spending more than $140 a day isn’t necessarily a financial problem. According to the annual Bureau of Labor Statistics’ Consumer Expenditure Survey, the average American spends $140 each day. If you are spending more than $140 on the average salary, you could benefit greatly from debt … Read More

Credit Counseling or Financial Therapy

Jeanne McTaggartChristian Credit Counselors

Not everyone who needs Christian credit counseling suffers with a “money disorder.” Some people just fail to budget properly and let debt spin out of control due to poor financial habits and unforeseen circumstances. Before seeing a financial therapist, consider whether you might be better served with help from a certified credit counselor. Some people have never heard of financial … Read More

Debt Counseling – Five Signs You Need It

Jeanne McTaggartDebt

Living large by having a lifestyle you can only afford with credit cards feels fun and glamorous in the most. As time goes on, your credit card balances reach their maximum limit. According to a piece by, there are signs that you are living beyond your means. By receiving debt counseling, you differentiate between wants and needs. You learn … Read More

Debt Consolidation – 6 Ways to Stay Debt Free

Jeanne McTaggartDebt Consolidation

Debt Consolidation

After you consolidate your debt with the help of a reputable credit counseling organization, you will be on the path to true financial freedom. Many people use debt consolidation as that changing point in their lives. Once they have paid off their credit card debt through a debt management plan, they are ready to maintain a debt-free lifestyle. You don’t … Read More

Debt Counseling, Money Problems, and Depression

Jeanne McTaggartDebt

Debt Counseling

While having a lot of money doesn’t always make you happy, some people experience more depressive symptoms because of overdue bills. According to a new study out of the University of Wisconsin-Madison, there is a link between depression and credit card payments that are past due. Money problems strongly affect pre-retirees and unmarried people. If you are nearing retirement age, … Read More

Debt Counseling – A Must Have for Broke Confident Americans

Jeanne McTaggartDebt

Debt Counseling

Feeling confident is a positive trait, but a new survey shows some Americans have big gaps in their financial knowledge. With debt counseling, you can become financially savvy and learn about ways of getting out of debt. According to a recent article by, a new survey by Fifth Third Bank showed almost 60 percent of people believed they are … Read More

Credit Card Promotions and the Untold Truth

adminCredit Cards

Understanding Promotional Credit Cards These days, just about every store has credit card advertising … some kind of low interest promotion. How often have you seen sales advertising “0% financing for 18 months” or “Pay no interest until next year”? These deals are hard to pass up, but they can end up costing you if you aren’t careful. Understanding the … Read More

Financial Responsibilities of Fathers


What role do you play in your household? What are your responsibilities? For more than seventy million fathers in the United States countless responsibilities are assumed, especially when it comes to the well-being of their family. Even though many households today consist of two-income families, a lot of the financial, physical, and spiritual stress can fall on the man of … Read More

Credit Counseling – Overcoming Embarrassment of Debt Talk

Jeanne McTaggartCredit Counseling

Credit Counseling

Not everyone feels comfortable having the “debt conversation” with their loved one, but may feel curious about credit counseling. If you are struggling with too much debt, you aren’t alone. By talking about debt with a non-judgmental and trained credit counselor, you will likely see positive solutions on the horizon. You may never want to talk to people in your … Read More