10 Back-To-School Shopping Tips that Save Money

adminBudgeting, Christian Credit Counselors, College Debt, Consumer, Coupons, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Finance, Freebie, Holiday Tips, Kids & Money, Money Management

To your kids, shopping for new clothes, gear, and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Here are 10 great ideas for how to get everything they need and save a few bucks doing it. Hold off buying trendier gear Kids may … Read More

Use the Start of the School Year to Set the Stage for Your Child’s Financial Success

adminBudgeting, Christian Credit Counselors, College Debt, Consumer, Coupons, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Goals, House, Kids & Money, Money Management, Personal Goals, Saving, Student Loans, Uncategorized

By: Brittany Frost Where did the summer go? As the school year rapidly approaches, children are preparing for the academic and social journey of the next grade level while parents are bracing their financial situation for the costs of continuing education. Parents can take this golden opportunity to go above and beyond just shopping for school supplies at Wal-Mart and, … Read More

Opt for Credit Counseling Before Your Debt Gets Out of Hand

Jeanne McTaggartCredit Counseling

Credit Counseling

It is easy for debt to become overwhelming, especially when you do not have a concrete plan for eliminating it over a set period of time. Many individuals will let things fester for a while, thinking that they will eventually start making more payments when they become more dedicated or get a raise. If you do not feel completely confident … Read More

Debt Counseling When You Aren’t Sure if It Is Ever OK to Pile up Debt

Jeanne McTaggartCredit Counseling, Debt

Debt Counseling

New Federal Reserve Data shows Americans owe the most revolving consumer debt since 2009. With so many people acquiring more credit card debt, you might wonder if it’s ever OK to pile up credit card debt. With debt counseling, you get the answers to enigmatic personal finance questions. According to a recent article by Bloomberg.com, a lot of cardholders carry … Read More

Hidden Perks of Debt Consolidation When You Have High Balances

Jeanne McTaggartDebt, Debt Consolidation

Debt Consolidation

People who keep high credit card balances often face challenges buying a home or simply living a stress-free life. According to a recent article by marketwatch.com, paying off your credit cards helps borrowers get into a new home in some cases. Fannie Mae plans to reward people seeking home loans when they pay off credit card debt. By consolidating debt … Read More

Christian Credit Counseling to Understand the Why Behind Debt

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

Understanding why you struggle to pay down credit card balances is an important step on the path to financial health. With Christian credit counseling, you figure out what stands in your way. In some cases, you simply aren’t aware of how bad the situation has become. Some people live beyond their means because of emotional reasons. By following a few … Read More

Why Debt Consolidation Even When You Have a Good Job

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Just because you have a great career you love doesn’t mean you don’t need credit counseling. Oftentimes successful people opt for debt consolidation as a way to improve their personal financial situation and eliminate credit card debt. According to a recent piece by fool.com, recent data by ValuePenguin shows middle-aged Americans have the highest credit card balances compared to any … Read More

5 Credit Counseling Questions You Feel Too Timid to Ask

Jeanne McTaggartCredit Counseling

Credit Counseling

If you feel awkward about asking about credit card debt and a poor credit score, you aren’t alone. Often, people feel timid or embarrassed to talk about money. When you receive credit counseling, you gain knowledge that will help you improve your personal finances. Trained Christian credit counselors are not judgmental about your financial background. According to a recent article … Read More