A Five-Step Spending Plan to Avoid Holiday Debt

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By Kristin Dohn The holidays can put a financial burden even on the savviest of shoppers and savers. But like most things, taking time to plan can help you avoid the stress that comes with overspending. Before you hit the mall or shop for holiday deals, keep reading to learn how to make a holiday spending plan that works for you. … Read More

Putting The Brakes On Impulse Buying

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By Jim Garnett “Impulse buying” has become a contributing factor to why many people fail in their attempts to maintain a semblance of a budget. And what is impulse buying? It is “the buying of goods or services without planning to do so in advance, as a result of a sudden whim or impulse.” A recent study reveals: 90% of … Read More

Ask Chuck: Avoiding The Christmas Spending Trap

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  By Chuck Bentley Dear Chuck, The commercialization of Christmas feels like a big financial trap! My husband and I want to show love to our kids and family but the pressure to spend and borrow just to put a bunch of packages under the tree seems ridiculous. Any advice for stressed out parents like us? Bah Humbug! Dear Ebenezer’s Kin, Just kidding about … Read More