By: Crown Financial Ministries The Crown team makes it a priority to “practice what we preach”. During this pandemic, as we recommend to cut back your living expenses by 25% for the next 90 days, we’ve made a list for you of the ways we’re doing that ourselves. There are some natural savings that happen when you follow social distancing … Read More
Protecting Your Credit During the Coronavirus Pandemic
By: Consumer Financial Protection Bureau (CFPB) Your credit reports and scores play an important role in your future financial opportunities. You can use the steps below to manage and protect your credit during the COVID-19 (coronavirus) pandemic. Get a copy of your credit report If you haven’t requested your free annual credit reports, you can get copies at AnnualCreditReport.com. Each … Read More
Protect Yourself Financially from the Impact of COVID-19
By: Consumer Financial Protection Bureau (CFPB) Steps to take if you have trouble paying your bills or meeting other financial obligations If you have trouble paying your bills/loans or paying on time, there may be a number of options to help, especially if you reach out early to your lenders or creditors. Contact your lenders, loan servicers, and other creditors … Read More
Ask Chuck: The Bible, Money, and Love
By Chuck Bentley, Crown Financial Ministries Dear Chuck, I’m growing weary of our society’s overuse (and misuse) of the word love. I hear and see it in advertising, on social media, and in conversations. If the first and greatest commandment is to love the Lord our God, it appears we’ve confused our priorities. It appears we love money more than Him … Read More
Test Your Knowledge: Take the Credit Score Quiz
Credit scores are important! A borrower with a low score could pay thousands more in interest over the life of a typical five-year car loan than a consumer with a high score. Past quiz results have indicated that many Americans could improve their credit score knowledge and ability to manage their scores. How much do you really know about your … Read More
How Credit Score Can Affect Relationships
By NACCC Personal finances are rarely discussed but often the biggest strain on a couple. Even in early courtships, a newly dating couple may fret over who will pay for dinner, or have different tastes in entertainment based on affordability. Topics such as careers, hobbies, and interests can easily spill into money talk. Money is just as important as other … Read More
Ask Chuck: Breaking the Cycle of Overspending
By: Chuck Bentley, Crown Financial Ministries Dear Chuck, My husband is tired of my overspending. I struggle living on the budget he’s made because I make quick purchases rather than planning ahead. Then I feel guilty defending my decisions when the bills arrive. How can I get out of this cycle? Spontaneous Spender Dear Spontaneous, First, be thankful you have … Read More
A Saver’s Guide to Holiday Shopping
By: America Saves Ready or not, the holiday shopping season is here. With the multiple sale days between now and the end of the year, you can avoid being served a heaping side of seasonal debt along with your plate of honey-baked ham if you keep a few smart-saver tips in mind. Set Reasonable Expectations In 2012, it was reported … Read More
How to Save During the Holidays
By: America Saves Holidays are often an exciting time of the year. Spending time with family, enjoying time off work, and celebrating with family traditions are enjoyable activities. However, the holidays can also represent added stress due to the crunch on your wallet. It is hard to look forward to a holiday if you are worried about how to pay … Read More
Ask Chuck: The Secret to a Secure Future
By: Chuck Bentley, Crown Financial Ministries Dear Chuck, I am burdened with the terrible things I hear in the news. I’ve become anxious and wake up worried in the middle of the night. I’m especially struggling with the fear of not having enough money in the future. I grew up in poverty and have worked hard to avoid that for … Read More