Now Is the Time to Prepare Financially for Hurricane Season

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By FEMA Survivors at all income levels have experienced the challenges of rebuilding their lives after hurricanes Irma and María. Financial preparedness is an essential part of 2018 hurricane season planning. Being financially prepared means you should: Consider the costs associated with disasters such as insurance deductibles and evacuation costs, and plan for those costs. Anticipate initial out-of-pocket disaster expenses … Read More

Disaster-Proof Your Pocketbook in Three Steps

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By: FEMA Severe weather such as floods, storms, and tornadoes are threats to take seriously and prepare for. But not all disasters have to be record-breaking or historic to be catastrophic to your family. What about a wildfire that destroys your home and all of your belongings? Or a sump pump failure that damages your home’s electrical, water heater and furnace, … Read More

How to Talk to Your Spouse About Money

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Building wealth is a lot like building a strong marriage. Both require determination, passion and the ability to communicate effectively. Determination Marriage is not a spectator sport. Neither is building wealth. You must be determined to be in the game and make certain you’re not taking your current status for granted. Don’t take your eye off of the prize. Action: … Read More

Share Financial Information with Your Spouse Now to Avoid Problems Later

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By: CFPB It’s common for couples to share their financial lives but not the responsibility for managing household finances. It might be time-consuming for both of you to review your bills, as well as spending and savings plans each month. But if responsibilities unexpectedly shift due to a sudden illness or loss of a spouse, getting up to speed quickly … Read More

13 Money-Saving Hacks

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By: Chuck Bentley, Crown Financial Ministries Saving is biblical; God wants us to be savers! He wants us to have the resources we need to take care of our families and others. He also wants us to be in a position to serve Him so that He will be made known and honored. Saving does not represent a lack of … Read More

Ask Chuck: How To Use My Tax Refund To Get Out Of Debt

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By: Chuck Bentley, Crown Financial Ministries Dear Chuck, I need help prioritizing how to use my tax refund. We are expecting to receive about $3,100 from our refund and want to use it wisely since we have a little over $23,000 of debt and are in desperate need of new tires for my car ($450). In what order should we … Read More

4 Tips to Spring Clean Your Finances

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By: Liane Weissenberger, CFPB Spring is here, and it’s the perfect time to get your home and your finances in order. Here are a few ways to get started spring cleaning your finances: 1. Request a free credit report You can request a free credit report every 12 months from each of the three major consumer reporting companies (Equifax, Experian, and … Read More

Tax-Related Identity Theft & Scams

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Tax-related identity theft occurs when someone steals your Social Security number (SSN) to file a tax return and claim a fraudulent refund. You may be unaware that this has happened until you file your return and discover that a return already has been filed using your SSN, or the IRS may send you a letter saying they have identified a … Read More

What Will You do With Your Tax Cut?

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Q.  My husband and I are anticipating an increase in our paychecks because of the tax cut. We are trying to decide on the best use of this extra money. Improving our financial health is one of our New Year’s resolution. We would also like to invest in some fun and relaxation for the whole family. Any suggestions on where … Read More

Valentine’s Day On A Budget

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By Bonnie Spain, American Center for Credit Education Q. My husband and I are determined to reach our New Year’s Resolution to reduce our spending and improve our finances this year. We talked about what we can do for Valentine’s Day and do not want to use our credit cards. Any suggestions on ways to curb our expenses and not incur … Read More