Money Saving Tips at the Pump

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Average National Gas Prices The national average for a gallon of gasoline has hit $3.76 and is increasing daily. On top of that, gas has topped $4 per gallon in Alaska, California and Hawaii, with several other states close behind. Unless you are planning to switch to a bicycle anytime soon, the following 6 ways to save of gas will … Read More

Financial Planning – The Importance of an Emergency Fund

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A National Foundation for Credit Counseling Poll A recent online poll released by the NFCC (National Foundation for Credit Counseling) revealed that a majority of American consumers don’t have enough savings to cover a $1000 emergency expense. Only 36 percent of respondents said that they would have enough to cover a $1000 unplanned expense, the remaining 64 percent of those … Read More

Student Loan Repayment Plans

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Repaying Student Loans Congratulations Class of 2011! You finally got that college degree! What an exciting accomplishment. However, that moving-over-of-the-tassel means you’ll need to face your student loan sooner rather than later. Typically, you get a six-month grace period after graduation before you need to begin the repayment process. But don’t wait until December to start considering your options. There … Read More

Budget Tips for Your Vacation

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Summer Vacation and Your Budget Summer is quickly approaching, and if you haven’t planned a vacation yet, you have at least thought about it. With the current state of the economy and the rise of gas prices, you may think you won’t be able to afford a vacation this year. But, there are a few ways you can take some … Read More

Your Wedding Budget

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Budgeting for your Wedding With the Royal Wedding happening tomorrow, wedding buzz has been in the air. What does the dress look like, how many people are they inviting, and how much is this wedding going to cost?! Although we all cannot fork out the reported $65 million, which is about 2,000 times as costly as the average British upper-middle … Read More

April is Financial Literacy Month

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Financial Literacy In a proclamation on March 31st, President Obama explained how important it is to be financially literate and to have access to trustworthy financial services and products. “The financial crisis was fueled by a lack of responsibility from Wall Street to Washington,” Obama said. “It devastated ordinary Americans, many of whom were caught by hidden fees and penalties … Read More

Give Back to your Community

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Make Tomorrow a Good Day Tomorrow is April Fool’s Day, and I must admit, I love pulling pranks on people, but instead spend your time and energy into making a difference in your community. Instead of plotting pranks, invest your time into thinking about how you can give back and help people in need. This is NOT an April Fool’s … Read More

Credit Card Debt and Five Habits You Need to Break

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Breaking Credit Card Debt Being in debt is no fun, but having fun costs money and that is what got you in debt in the first place. Credit card debt can creep up on you if you aren’t keeping track of your spending habits. Here are 5 things that are keeping you in debt that you might not even be … Read More

Your Finances and Financial Spring Cleaning

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Financial Spring Cleaning With winter gone, and spring in full bloom spring cleaning is on probably on your mind. This is what you’ve been waiting for all winter, to clean your entire house from top to bottom. Wait, you don’t do annual spring cleaning? It’s okay, I don’t either, but the idea of going through your finances at least once … Read More