Productive Goal Setting We are already 3 weeks into the New Year, and we hope everyone is off to a great start! Since this month’s ‘theme’ is productive goal setting, we wanted to keep you on track by reminding you of a few things. Priority Goals should be short-term needs; priority two goals should be long-term needs. Short-term wants comprise … Read More
Setting Good Financial Goals
S.M.A.R.T Financial Goals If you are keeping up with the Newsletters, you know that last week we decided to open up the New Year by presenting you with the “S.M.A.R.T.” tactic; a great tool that you can use as a guide when setting your goals for 2011 The aim is to set good financial goals. You will want to write … Read More
Identity Theft Victims Must Do List
A Must Do List for Identity Theft Victims If you’re a victim of identity theft, it’s essential to take certain steps as soon as possible, to start repairing the damage. At the same time, begin to keep a record of all conversations and copies of all correspondences. There are six things you should do right away: Fraud Alert Placing a … Read More
Repairing your Credit – Five Trouble-free Guidelines
Repairing Your Credit Repairing your credit is something we all have to do from time to time. It may appear like a hard task to do, but the fact is that it can be fairly easy when you follow these five simple guidelines to repairing your credit and getting back on track for a future with easy credit options. Pay … Read More
Saving Money During the Holidays
Holiday Money Saving Tips The holiday season is officially here! While money is tight for many of us this year, there are some ways to save a little bit of money. Reuse wrapping paper and gift bags Even though it’s too late now to go back and save the wrapping paper and gift bags from earlier in the year (although … Read More
Unsecured Loans – Your Cheapest Options
Dealing with Bad Credit The interest rates offered to you can be a result of bad credit scores or no credit at all. There are a lot of websites which offer an instant credit report for a small fee. Another reason to check your credit score is it may not be as bad as you think it is. Often credit … Read More
Debts Solutions Tips
Your Credit Score How well do you know your credit score? Do you even know your credit score? Have you hit the limit on your credit cards and started missing payments? If your response was yes to one or more of these questions you can end up having bad credit. Clearing Your Debt The very first step you can take … Read More
Debt and the Help You Need
Dealing with Debt Reality Are you struggling with your bills? Everyone has problems paying bills from time to time. And most everyone will be late paying a bill at least once in their lives. When this happens it is not always the end of the world. However, for some people being late is an every month occurrence due to their … Read More
Identity Theft and How It Works
Identifying Identity Thieves According to the Federal Trade Commission, identity theft ranks number one on the list of top complaints, with credit card fraud being the most prevalent type. Criminals usually commit identity theft to get money, goods, or services, as well as to obtain documents such as false drivers’ licenses, birth certificates, social security numbers, or visas. It can … Read More
Finances and Your Options
Payday Loan Facts You have probably seen the ads on the radio, television and the internet. You may have even received ads in the mail. They refer to payday loans, which can come at a high price. If you are not sure that you are ready to take a payday loan, there are other options for you to think about … Read More