Your Credit Score How well do you know your credit score? Do you even know your credit score? Have you hit the limit on your credit cards and started missing payments? If your response was yes to one or more of these questions you can end up having bad credit. Clearing Your Debt The very first step you can take … Read More
Debt and the Help You Need
Dealing with Debt Reality Are you struggling with your bills? Everyone has problems paying bills from time to time. And most everyone will be late paying a bill at least once in their lives. When this happens it is not always the end of the world. However, for some people being late is an every month occurrence due to their … Read More
Identity Theft and How It Works
Identifying Identity Thieves According to the Federal Trade Commission, identity theft ranks number one on the list of top complaints, with credit card fraud being the most prevalent type. Criminals usually commit identity theft to get money, goods, or services, as well as to obtain documents such as false drivers’ licenses, birth certificates, social security numbers, or visas. It can … Read More
Finances and Your Options
Payday Loan Facts You have probably seen the ads on the radio, television and the internet. You may have even received ads in the mail. They refer to payday loans, which can come at a high price. If you are not sure that you are ready to take a payday loan, there are other options for you to think about … Read More
Finances and Your Financial Future
Online Credit Counseling Living in the US may be an absolute dream come true, but it doesn’t mean that its residents are protected from financial hardships. If you’re a consumer, it doesn’t matter where you live – slipping into debt is much easier than many think. If you’re worried about where you stand, need some help getting prearranged, or are … Read More
The Failing Economy and Slow Job Growth
Economists and Economic Predictions A panel of economists on Tuesday predicted several more years of pain for the United States, agreeing unemployment will remain high far longer than 2014, when White House and congressional economists have predicted a jobs improvement. The panel — including Nobel Prize winner Paul Krugman, Harvard’s Martin Feldstein and Goldman Sachs chief economist Jan Hatzius — … Read More
401(k) Facts You Need to Know
Your Financial Future and Your 401(k) Millions of Americans threaten their financial future by failing to roll over 401(k) funds when they change jobs. Too many people see leaving a job as an opportunity to get their hands on the cash they’ve been saving for retirement, but you can do irreparable harm to your financial future by doing so. When you change jobs, … Read More
Investing 101
Saving and Investing The difference between saving and investing is that when you invest, you put money in hoping to get something better back out. Every contribution is a step towards the goal of having the kind of retirement you want. Here are some of the most common choices: Stocks—these are shares of ownership that a company sells to individuals … Read More