Happy St. Patrick’s Day! Another holiday means more temptation to go out and spend money to celebrate. Whether you are Irish or not, people like to take the opportunity today to wear green, eat some corned beef, and wash it down with an Irish brew. There are many other ways to celebrate today as well. Here are some budgeting ideas … Read More
Saving Money with Daylight Savings Time
I know I am not the only one feeling more tired today than usual. Every spring, we lose an hour during daylight savings time when we “spring” forward our clocks in order to have longer days of light. This spring jet lag can take a few days to get use to, but once our bodies and minds have adjusted, we … Read More
Your Mardi Gras Budget
With tomorrow being Fat Tuesday, I thought it would be beneficial for you to know how to celebrate Mardi Gras on a budget. Check your local newspapers for free events and parades that are in your area. If you plan to celebrate at home with family and friends, here are a few tips to having a fun night on a … Read More
The Social Security Tax Break and its Advantages
The Social Security Tax Break Facts In December President Obama signed a Social Security tax break into law. This was good news, because it reduced the amount of Social Security tax taken out of workers’ pay, meaning an increase in a worker’s take-home pay. This doesn’t apply to everyone, and is only for one year, but by dropping the Social Security … Read More
Save Money at the Gas Pump
Rising Gas Prices We have all noticed in the past week how much gas prices have gone up. It hasn’t been this high since 2008, and frankly, we are not liking it. With the everyday stress of trying to save money and pay off bills, while staying out of debt, an increase in gas prices isn’t good for our wallets. … Read More
Loving on a Budget for Valentine’s Day
You and Your Valentine’s Budget The day is quickly approaching. If you have been procrastinating on getting your sweetheart a gift, totally forgot, or feel like you don’t have the money to spoil your loved one, you still have some time before the big day. Remember, it’s the thought that counts, so as long as you put a little bit of … Read More
Financial Goal Setting Reminders
Productive Goal Setting We are already 3 weeks into the New Year, and we hope everyone is off to a great start! Since this month’s ‘theme’ is productive goal setting, we wanted to keep you on track by reminding you of a few things. Priority Goals should be short-term needs; priority two goals should be long-term needs. Short-term wants comprise … Read More
Setting Good Financial Goals
S.M.A.R.T Financial Goals If you are keeping up with the Newsletters, you know that last week we decided to open up the New Year by presenting you with the “S.M.A.R.T.” tactic; a great tool that you can use as a guide when setting your goals for 2011 The aim is to set good financial goals. You will want to write … Read More
Identity Theft Victims Must Do List
A Must Do List for Identity Theft Victims If you’re a victim of identity theft, it’s essential to take certain steps as soon as possible, to start repairing the damage. At the same time, begin to keep a record of all conversations and copies of all correspondences. There are six things you should do right away: Fraud Alert Placing a … Read More
Repairing your Credit – Five Trouble-free Guidelines
Repairing Your Credit Repairing your credit is something we all have to do from time to time. It may appear like a hard task to do, but the fact is that it can be fairly easy when you follow these five simple guidelines to repairing your credit and getting back on track for a future with easy credit options. Pay … Read More