Putting The Brakes On Impulse Buying

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By Jim Garnett “Impulse buying” has become a contributing factor to why many people fail in their attempts to maintain a semblance of a budget. And what is impulse buying? It is “the buying of goods or services without planning to do so in advance, as a result of a sudden whim or impulse.” A recent study reveals: 90% of … Read More

Ask Chuck: Avoiding The Christmas Spending Trap

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  By Chuck Bentley Dear Chuck, The commercialization of Christmas feels like a big financial trap! My husband and I want to show love to our kids and family but the pressure to spend and borrow just to put a bunch of packages under the tree seems ridiculous. Any advice for stressed out parents like us? Bah Humbug! Dear Ebenezer’s Kin, Just kidding about … Read More

The First Step to Financial Freedom

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By Chuck Bentley Have you been waiting to make a budget until you make just a little more money? Maybe you have good intentions to start saving for retirement, but it just hasn’t happened. Debt has a way of accumulating quickly while we work to develop a plan to pay it off. Can you identify with any of these? When it comes … Read More

5 Financial Fears to Confront and Conquer This Halloween

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By Holly Perez, consumer money expert at Intuit and Mint spokeswoman Ghosts, goblins, and monsters under the bed scared us as children. As adults, we tend to be more frightened by our finances. So instead of pulling the covers over your head this Halloween, why not face a few of those money fears head on. We’ve dusted the cobwebs off our book of spells … Read More

How Credit Savvy Are You?

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See How You Score on Our Credit Savvy Test! By Jim Garnett, Institute of Consumer Financial Education (ICFE) Using credit can create the illusion that you are living within your means even if you are presently spending more than you make. T or F Late payments are no big deal because the average lender allows two late payments per year before … Read More

5 Lessons to Raise Money-Genius Kids

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5 Lessons to Raise Money-Genius Kids By: Crown Financial Ministries Dear Chuck, I was raised in a home in which my parents talked very little about money, and my husband’s family didn’t say much about it either. For our parents, money was a private matter. I feel like that led to some financial mistakes when I got out on my … Read More

3 Most Important Financial Tips for Graduates

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 By Jim Garnett, Institute of Consumer Financial Education (ICFE) I have been given the honor many times of addressing graduating seniors who soon will exit the sheltered walls of home and school to enter the real world before them. To help prepare them for the myriad of financial situations they will soon encounter, I want to share three simple … Read More

Ten Ways to Build Your Emergency Fund Faster

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 Ten Ways to Build Your Emergency Fund Faster By: Brightpeak Financial We’ve established why an emergency fund is so important and how much you need to save. Next, let’s unpack how to build your fund. In four words you need to: Spend less. Earn more. Here are ten ways to start beefing up your emergency fund, fast:  Track it Why is … Read More

3 Surprising Steps to Getting Out of Debt

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 3 Surprising Steps to Getting Out of Debt By: Crown Financial Ministries Dear Chuck, Credit cards are killing me, and it feels like getting a handle on money is some kind of 12-step program. Where do I begin? Feeling Overwhelmed.   Dear Overwhelmed, Well, I have some good news and bad news. The good news is that it’s not … Read More