10 Ways to Trim Your Budget While Self-Isolating

adminBudgeting, Money Management

By: Rob West and Jim Henry Self-isolating during the coronavirus crisis has devastated some sectors of the U.S. economy while leaving others largely unaffected, or even expanded sales. Travel, tourism, and events have been hard hit while spending for food, household items, and health-related supplies have skyrocketed. Many businesses are struggling to stay afloat during these challenging times and when … Read More

The Mayday Budget

adminBudgeting, Money Management

By: Rob West and Jim Henry The coronavirus outbreak has battered the U.S. economy. Every week, millions more are added to the unemployment rolls, creating a financial calamity for many American families. If you’ve lost your job or had your work hours cut, you should prioritize your spending to stretch your savings. The best way to do that is by … Read More

Ask Chuck: Practical Advice During the COVID-19 Crisis

adminBudgeting, Economy, Finance, Money Management, National Debt, Saving

By: Crown Financial Ministries Dear Chuck, Many of the young people in my Bible Study are frightened of the Coronavirus and the threat to their families. I understand their fear. But, as an older American, I’m also concerned about their economic well-being in the aftermath of this crisis. What kind of financial advice can I offer them? Sheltered in The … Read More

4 Steps to Spend Your Stimulus Check and Tax Refund Wisely

adminBudgeting, Debt, Money Management, Saving

By: America Saves Most Americans don’t have an emergency fund. While we’re all experiencing this pandemic very differently — some having only minor inconveniences and others finding themselves without a job or having to close their business — those without a savings cushion are vulnerable to feeling the ramifications of COVID-19 for a very long time. With stimulus checks and … Read More

Money-Saving Tips for the COVID-19 Pandemic

adminBudgeting, Money Management, Saving

By: Crown Financial Ministries The Crown team makes it a priority to “practice what we preach”. During this pandemic, as we recommend to cut back your living expenses by 25% for the next 90 days, we’ve made a list for you of the ways we’re doing that ourselves. There are some natural savings that happen when you follow social distancing … Read More

Ask Chuck: Breaking the Cycle of Overspending

adminBudgeting, Credit Cards, Finance, Money Management

By: Chuck Bentley, Crown Financial Ministries Dear Chuck, My husband is tired of my overspending. I struggle living on the budget he’s made because I make quick purchases rather than planning ahead. Then I feel guilty defending my decisions when the bills arrive. How can I get out of this cycle? Spontaneous Spender Dear Spontaneous,  First, be thankful you have … Read More

How to Save During the Holidays

adminBudgeting, Coupons, Holiday Tips, Saving

By: America Saves Holidays are often an exciting time of the year. Spending time with family, enjoying time off work, and celebrating with family traditions are enjoyable activities. However, the holidays can also represent added stress due to the crunch on your wallet. It is hard to look forward to a holiday if you are worried about how to pay … Read More

Top 9 Money Mistakes People Make

adminBudgeting, Credit, Credit Cards, Credit Score, Debt, Money Management, Saving, Student Loans

By Jim Garnett, The Debt Doctor After counseling average Americans about their financial problems for many years, I noticed early on that there is a common set of money mistakes people usually make. Money Mistake #1: Being comfortable with debt. Why would anyone choose to be a slave if he could choose to be free? One answer is because, over … Read More