Credit Counseling – More than Debt Elimination

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Christian Credit Counseling

American Debt In the wake of the Great Recession, Americans now owe approximately $721 billion in unsecured credit card debt. If you feel overwhelmed with credit card debt, if you juggle your expenses just to make the minimum payments, and if it seems the quality of your life has diminished because you worry about your finances, you are definitely not … Read More

Debt Consolidation and Your Credit Score

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Christian Credit Counselors

Your Financial Choices Every financial choice is going to affect your credit report.  The best thing to do is to make your monthly payments on time in full.  Unfortunately, this can’t always happen.  If your debt is out of control, you have the option to choose debt consolidation.  Is this the best decision for your credit report? Consolidating Your Debt Loan … Read More

Debt Counseling After a Medical Event

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Christian Credit Counselors

Unexpected Financial Catastrophes We never want to imagine what could happen if our spouse had a stroke or severe heart attack. We believe we’ve planned well for any medical needs. We’ve got enough savings to tide us over. Our health insurance will cover every possible cost. We’ll be fine. Unfortunately, medical catastrophes are among the most common reasons for a couple … Read More

Credit Counseling – The Financial Adavantage

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Christian Credit Counselors

The Credit Counseling Advantage We are impressed with the power of credit counseling, and you should be too. In fact, here’s how credit counseling can change things for you: Get Out of Debt Fast Our certified credit counselors are available from 6am to 5pm Monday through Friday. Our offices are also located in San Diego, CA. Our goal during our … Read More

Debt Counseling Firms – Signs to Look For

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Christian Credit Counselors

Drowning in Debt When you are drowning in debt and can’t seem to make a dent, it may feel as if there is no answer. Many individuals want to avoid filing for bankruptcy if possible because of the long-term negative effects. However, few know about the alternatives that are available. Debt counseling can help you get back on track financially, … Read More

Credit Counselors – Easing Debt Worries

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Christian Credit Counselors

Seeking Credit Counseling As the recent financial crisis slowly abates, many families are left in desperate need of the assistance of credit counseling. Many families today have discovered themselves upside down in their mortgages, owing huge amounts to creditors, and with barely enough budget left over to finish out the month let alone enough to save for the cliched rainy day. … Read More

Debt Consolidation Loans – The Dangers to Consider

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Dangers of Debt Consolidation Loans If you’re having difficulty meeting your minimum monthly payments on student loans, credit cards, medical bills or other loans, you can apply to financial institutions for a debt consolidation loan to lower monthly payments and interest rate. The bank pays off all your debt and then you have one monthly payment to the bank for the loan consolidation … Read More

Credit Cards: Considering Credit History

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Considering Your Credit  Do you have credit card accounts that you don’t use? Are you thinking about closing these unused accounts to clean off the slate? Read this article to learn more about the effects of closed accounts on your credit history. A Fair Isaac representative reported that closing accounts does not directly hurt one’s credit score, regardless of whether … Read More

Financial Planning: A Dose of Truth and Grace

adminChristian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Goals, Investing, Money Management, Personal Goals, SavingLeave a Comment

Planning for a Financial Planner So you’re considering a financial plan! Perhaps your finances have told you that you need one. Planning with purpose for your financial future is a noble task. Sure many good things come to us in unexpected surprises, but planning for a good future, especially when it comes to finances, is a wise strategy indeed! You’re … Read More

Payday Loans: Borrower Beware

adminBudgeting, Christian Credit Counselors, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Money Management, SavingLeave a Comment

Considering Payday Loans Strapped for cash? Thinking of getting a payday loan? Think again!  It may be tempting to get a payday advance to hold you over for a week or two until your next paycheck. What could be the harm? The industry claims they’re providing needed credit to consumers who aren’t able to qualify for conventional loans. The industry … Read More