By: Consumer Financial Protection Bureau (CFPB) Your credit reports and scores play an important role in your future financial opportunities. You can use the steps below to manage and protect your credit during the COVID-19 (coronavirus) pandemic. Get a copy of your credit report If you haven’t requested your free annual credit reports, you can get copies at AnnualCreditReport.com. Each … Read More
Test Your Knowledge: Take the Credit Score Quiz
Credit scores are important! A borrower with a low score could pay thousands more in interest over the life of a typical five-year car loan than a consumer with a high score. Past quiz results have indicated that many Americans could improve their credit score knowledge and ability to manage their scores. How much do you really know about your … Read More
A No-Cost Way to Prepare Your Credit for a Big Purchase
By: CFPB Thinking about buying a house, car, or other big-ticket items, and know you’ll be using credit? Before making a big purchase, your first step should be to take a look at all of your finances. Check out these five steps to prepare your finances that won’t cost you a penny! 1. Take advantage of your free annual credit … Read More
Top 9 Money Mistakes People Make
By Jim Garnett, The Debt Doctor After counseling average Americans about their financial problems for many years, I noticed early on that there is a common set of money mistakes people usually make. Money Mistake #1: Being comfortable with debt. Why would anyone choose to be a slave if he could choose to be free? One answer is because, over … Read More
Turning Financial Resolutions into Regular Routines
By: Brittany Frost We are now more than a month into 2017 which begs the question: how are your financial New Year’s resolutions coming along? What steps have you taken so far to reduce your debt or save money? Maybe you’ve been so busy that you have yet to make a financial resolution this year. If so, don’t worry! December … Read More
Use the Start of the School Year to Set the Stage for Your Child’s Financial Success
By: Brittany Frost Where did the summer go? As the school year rapidly approaches, children are preparing for the academic and social journey of the next grade level while parents are bracing their financial situation for the costs of continuing education. Parents can take this golden opportunity to go above and beyond just shopping for school supplies at Wal-Mart and, … Read More
Managing Your Student Loans Wisely: A Great and Unique Gift for Mother’s Day
By: Brittany Frost What greater gift is there than the joy of seeing your child become financially responsible and independent throughout and after their college years? If you are looking for a unique and great gift to give your mother on May 8th for Mother’s Day this year, consider the gift of managing your student loans wisely. Instead of spending … Read More
Ditching Debt in the New Year
skTo learn Biblical answers to your financial questions, you can #AskChuck @AskCrown your questions by clicking here. I have an idea that could kill two birds with one proverbial stone — this year get your taxes organized as quickly as possible so that you can file in January and put that money to work for you. The … Read More
14 Money-Saving Valentine’s Day Ideas!
Debt Free Valentine’s Want to celebrate Valentine’s Day without going into debt? Think fun. Some of the best gifts involve sharing time, along with a little thoughtfulness. And the memories last far longer than a dozen roses or a box of chocolates. Here are 14 ways to express your love on the 14th — or any other day for that … Read More
Credit Card – Avoiding the Debt Trap this Holiday Season
Gift Giving on Credit Staying out of debt can be almost as difficult as paying it off especially when our emotions take over. After all, buying gifts for our loved ones during the holiday season is a very emotional purchase. Preparing for gifting should begin way before the holiday season. In a survey conducted by The American Research Group, Inc., … Read More