Use the Start of the School Year to Set the Stage for Your Child’s Financial Success

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By: Brittany Frost Where did the summer go? As the school year rapidly approaches, children are preparing for the academic and social journey of the next grade level while parents are bracing their financial situation for the costs of continuing education. Parents can take this golden opportunity to go above and beyond just shopping for school supplies at Wal-Mart and, … Read More

Managing Your Student Loans Wisely: A Great and Unique Gift for Mother’s Day

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By: Brittany Frost What greater gift is there than the joy of seeing your child become financially responsible and independent throughout and after their college years? If you are looking for a unique and great gift to give your mother on May 8th for Mother’s Day this year, consider the gift of managing your student loans wisely. Instead of spending … Read More

Credit Card – Avoiding the Debt Trap this Holiday Season

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Gift Giving on Credit Staying out of debt can be almost as difficult as paying it off especially when our emotions take over. After all, buying gifts for our loved ones during the holiday season is a very emotional purchase. Preparing for gifting should begin way before the holiday season. In a survey conducted by The American Research Group, Inc., … Read More

Your Spending Habits and Your Holiday Spirit

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The Average American’s Holiday Spending Habits Already thinking about everything you have to do for the holiday season? Does the thought of holiday preparation stress you out? According to the National Retail Federation, it was estimated that the average American spent $77.52 on candy, costumes and decorations for Halloween in 2014. According to a CNBC report, the average American planned … Read More

Credit Conscious Living Webinar

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Credit Conscious: The Ins and Outs of Credit Looking to build, maintain, or improve your credit? Christian Credit Counselors, a nonprofit 501 (c)(3) with a mission to provide free financial education to individuals and families both locally and nationwide, is now offering a free, online webinar entitled, Credit Conscious: The Ins and Outs of Credit. Christian Credit Counselors is committed … Read More

Debt Settlement Scams – Asking the Right Questions

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Christian Credit Counselors

Avoiding Debt Settlement Scams Unfortunately, there are plenty of companies out there that prey on those trying to get their debt under control. In most cases, these companies refer to themselves as debt management organizations. They often promise to act as the go between with you and your creditors; promising a low monthly payment plan to help you pay off … Read More

Credit Counseling vs. Debt Settlement

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Christian Credit Counseling

Resolving Your Debt If you have decided to resolve your debt, you may be looking at different options available to help you through the process.  Although debt settlement may seem promising beware.  The reasons below explain why you should consider credit counseling instead of debt settlement. Debt Settlement Is Often A Scam You have probably seen the ads on the internet indicating … Read More

Debt Counseling After a Medical Event

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Christian Credit Counselors

Unexpected Financial Catastrophes We never want to imagine what could happen if our spouse had a stroke or severe heart attack. We believe we’ve planned well for any medical needs. We’ve got enough savings to tide us over. Our health insurance will cover every possible cost. We’ll be fine. Unfortunately, medical catastrophes are among the most common reasons for a couple … Read More

Credit Counselors – Easing Debt Worries

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Christian Credit Counselors

Seeking Credit Counseling As the recent financial crisis slowly abates, many families are left in desperate need of the assistance of credit counseling. Many families today have discovered themselves upside down in their mortgages, owing huge amounts to creditors, and with barely enough budget left over to finish out the month let alone enough to save for the cliched rainy day. … Read More

Credit Cards: Considering Credit History

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Considering Your Credit  Do you have credit card accounts that you don’t use? Are you thinking about closing these unused accounts to clean off the slate? Read this article to learn more about the effects of closed accounts on your credit history. A Fair Isaac representative reported that closing accounts does not directly hurt one’s credit score, regardless of whether … Read More