How Debt Consolidation Can Help You Climb Out of Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidation

It’s easy to get in over your head financially. An unexpected expense or unforeseen circumstances can make it impossible to pay your credit card or medical bills. It’s not your fault, but unfortunately creditors aren’t so understanding. If you’re seeking options to get out of debt, you’re already on the right track. Christian Credit Counselors is a non-profit organization that … Read More

Your Spending Habits and Your Holiday Spirit

adminChristian Credit Counselors, Consumer, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Goals, Holiday Tips, Home, Kids & Money, Money Management, Personal Goals, Uncategorized

The Average American’s Holiday Spending Habits Already thinking about everything you have to do for the holiday season? Does the thought of holiday preparation stress you out? According to the National Retail Federation, it was estimated that the average American spent $77.52 on candy, costumes and decorations for Halloween in 2014. According to a CNBC report, the average American planned … Read More

Fall Money Saving Tips

adminActivities, Budgeting, Car, Christian Credit Counselors, Consumer, Coupons, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Economy, Finance, Gas, Gas, Holiday Tips, Kids & Money, Money Management, Repairs, Saving, Technology

Cutting Costs at Home There are many ways you can save money and have fun doing it this holiday season. Falling leaves and decomposing Jack-o-Lanterns are the perfect way to start a compost pile this fall. Starting now means you’ll be one step ahead when spring arrives. Make sure your roof is free of holes, destruction and critters; if it … Read More

Student Loan Info You Need to Know

adminChristian Credit Counselors, College Debt, Consumer, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Economy, Finance, Money Management, Student Loans

Learning Student Loans: Understand and Prepare for the Cost of Your Education Looking for more information about student loans, their features, and repayment options? Christian Credit Counselors, a nonprofit 501 (c)(3) with a mission to provide free financial education to individuals and families both locally and nationwide, is now offering a free, online webinar entitled Learning Student Loans: Understand and … Read More

Benefits of Debt Consolidation and Bumps of Bankruptcy

Jeanne McTaggartDebt Consolidation

Debt Consolidation

If you have more credit card debt than you can handle, there are different avenues to take to resolve the burden. Some people turn to debt settlement scams because they aren’t aware of the negative consequences. Other people believe bankruptcy could be the solution. Before paying an attorney thousands of dollars to handle a bankruptcy case, save yourself the embarrassment … Read More

Debt Consolidation to Recover from Summer Overspending

Jeanne McTaggartDebt Consolidation

Debt Consolidation

A lot of people go on summer vacations to the beach, visit theme parks or dine out more frequently during the warmer months. Overspending in the summer often leads to massive credit card debt. When getting a second job or cutting back on day-to-day spending doesn’t put a dent in what you owe, consider debt consolidation. According to an article … Read More

Debt Consolidation: How Much Do You Really Owe?

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Don’t get Buried in Borrowing When you’re in the habit of borrowing money to pay for regular expenses, it becomes easy to justify pulling out your credit card. “It’s just a hundred dollars. I can have that paid off in no time.” “Oh, but I really want to have this now, even though payday is still a week away.” “Well, … Read More

Debt Consolidation and Credit Card Debt Responsibility

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Financial experts say some Americans are becoming more responsible with credit card debt. One of the secrets of taking responsibility for your consumer debt without going broke is to consolidate credit card debt at a lower interest rate. With the help of trained professionals at a Christian credit counseling organization, you can fulfill your obligations to creditors while enjoying your … Read More

Debt Consolidation and Your Summer Vacation

Jeanne McTaggartDebt Consolidation

Debt consolidation

Most people look forward to their summer vacations but few people appreciate the reality that vacations come with baggage in the form of credit card debt. Learning to budget for a vacation is not as easy as it seems when you feel saddled with high credit card balances or double-digit interest rates on cards you can’t manage. With debt consolidation, … Read More

Debt Consolidation as a Credit Card Debt Exit Strategy

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Good Debt vs Bad Debt When it comes to debt, there is good debt and bad debt because some debt allows you to achieve the goal of owning a vehicle or a car. Credit card debt becomes a problem when you can’t pay off the balance and pay more in interest than you earn from putting your money to work … Read More