10 Back-To-School Shopping Tips that Save Money

adminBudgeting, Christian Credit Counselors, College Debt, Consumer, Coupons, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Finance, Freebie, Holiday Tips, Kids & Money, Money Management

To your kids, shopping for new clothes, gear, and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Here are 10 great ideas for how to get everything they need and save a few bucks doing it. Hold off buying trendier gear Kids may … Read More

Use the Start of the School Year to Set the Stage for Your Child’s Financial Success

adminBudgeting, Christian Credit Counselors, College Debt, Consumer, Coupons, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Goals, House, Kids & Money, Money Management, Personal Goals, Saving, Student Loans, Uncategorized

By: Brittany Frost Where did the summer go? As the school year rapidly approaches, children are preparing for the academic and social journey of the next grade level while parents are bracing their financial situation for the costs of continuing education. Parents can take this golden opportunity to go above and beyond just shopping for school supplies at Wal-Mart and, … Read More

Debt Counseling When You Aren’t Sure if It Is Ever OK to Pile up Debt

Jeanne McTaggartCredit Counseling, Debt

Debt Counseling

New Federal Reserve Data shows Americans owe the most revolving consumer debt since 2009. With so many people acquiring more credit card debt, you might wonder if it’s ever OK to pile up credit card debt. With debt counseling, you get the answers to enigmatic personal finance questions. According to a recent article by Bloomberg.com, a lot of cardholders carry … Read More

Hidden Perks of Debt Consolidation When You Have High Balances

Jeanne McTaggartDebt, Debt Consolidation

Debt Consolidation

People who keep high credit card balances often face challenges buying a home or simply living a stress-free life. According to a recent article by marketwatch.com, paying off your credit cards helps borrowers get into a new home in some cases. Fannie Mae plans to reward people seeking home loans when they pay off credit card debt. By consolidating debt … Read More

Why Debt Consolidation Even When You Have a Good Job

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Just because you have a great career you love doesn’t mean you don’t need credit counseling. Oftentimes successful people opt for debt consolidation as a way to improve their personal financial situation and eliminate credit card debt. According to a recent piece by fool.com, recent data by ValuePenguin shows middle-aged Americans have the highest credit card balances compared to any … Read More

Debt Counseling and ‘Exit Counseling’ Helps College Students

Jeanne McTaggartDebt Consolidation

Debt Counseling

After graduating from college students, many young people now receive exit counseling to understand their responsibilities as it relates to student loan debt. Recent college graduates also carry quite a bit of credit card debt. By receiving debt counseling, you can often boost your financial knowledge so your personal finances improve. According to one article by wkyc.com, recent college graduates … Read More

Stop Her Before She Shops Again

adminBudgeting, College Debt, Consumer, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Finance, Goals, Holiday Tips, Money Management, Personal Goals

Originally posted at Christian Post February 5, 2016. Dear Chuck, I have a friend who is a non-believer and an impulse buyer, especially on-line. If I suggest to her that she cut up all her credit cards, I’m concerned that such a plan leaves her without a tool that she will sometimes need. But my fear is that she will … Read More

Debt Consolidation to Tackle and End Rising Credit Card Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidation

To end rising credit card debt, consider debt consolidation. During the spring, most people clean their homes and look forward to a tax refund. Other people dread owning the IRS. Whether you owe money or get a refund, debt consolidation can help you stabilize your financial situation. According to a recent article by thealternativedaily.com, there are 7 easy ways to … Read More

Debt Consolidation When Credit Card Debt Reaches a Lifetime High

Jeanne McTaggartDebt Consolidation

Debt Consolidation

If you compare yourself to the average American, you may feel embarrassed or elated by your personal finances. However, many people deal with credit card debt that reached all new highs this past year. According to a recent article by fool.com, you can avoid becoming a bad credit card or debt statistic by looking into debt consolidation. A credit counseling … Read More