Ask Chuck: Practical Advice During the COVID-19 Crisis

adminBudgeting, Economy, Finance, Money Management, National Debt, Saving

By: Crown Financial Ministries Dear Chuck, Many of the young people in my Bible Study are frightened of the Coronavirus and the threat to their families. I understand their fear. But, as an older American, I’m also concerned about their economic well-being in the aftermath of this crisis. What kind of financial advice can I offer them? Sheltered in The … Read More

Protect Yourself Financially from the Impact of COVID-19

adminCredit Cards, Credit Counseling, Debt, Debt Consolidation, Debt Settlement, Finance, Loans, Money Management, Mortgage, Student Loans

By: Consumer Financial Protection Bureau (CFPB) Steps to take if you have trouble paying your bills or meeting other financial obligations If you have trouble paying your bills/loans or paying on time, there may be a number of options to help, especially if you reach out early to your lenders or creditors. Contact your lenders, loan servicers, and other creditors … Read More

How Credit Score Can Affect Relationships

adminCredit Score, Debt, Finance, Money Management

By NACCC Personal finances are rarely discussed but often the biggest strain on a couple. Even in early courtships, a newly dating couple may fret over who will pay for dinner, or have different tastes in entertainment based on affordability. Topics such as careers, hobbies, and interests can easily spill into money talk. Money is just as important as other … Read More

Ask Chuck: Breaking the Cycle of Overspending

adminBudgeting, Credit Cards, Finance, Money Management

By: Chuck Bentley, Crown Financial Ministries Dear Chuck, My husband is tired of my overspending. I struggle living on the budget he’s made because I make quick purchases rather than planning ahead. Then I feel guilty defending my decisions when the bills arrive. How can I get out of this cycle? Spontaneous Spender Dear Spontaneous,  First, be thankful you have … Read More

Ask Chuck: Is Low Price Better Than High Quality?

adminConsumer, Finance, Home, House

By: Chuck Bentley, Crown Financial Ministries Dear Chuck, I like nice, quality things. My husband prefers lower prices. My perspective is that buying quality is better in the long run. Is there a right or wrong way to look at it? We are stuck on which refrigerator to buy to replace the old one we have now. Needing A Compromise … Read More

10 Back-To-School Shopping Tips that Save Money

adminBudgeting, Christian Credit Counselors, College Debt, Consumer, Coupons, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Finance, Freebie, Holiday Tips, Kids & Money, Money Management

To your kids, shopping for new clothes, gear, and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Here are 10 great ideas for how to get everything they need and save a few bucks doing it. Hold off buying trendier gear Kids may … Read More

Thoughtful Money-Saving Ways to Celebrate Dad

adminActivities, Budgeting, Consumer, Coupons, Finance, Freebie, Goals, Holiday Tips, Personal Goals, Saving

Showing Dad you love him doesn’t have to mean sending him on an expensive golf vacation or buying him a new camera. The special day should be all about connecting with him, and there’s no better way to do so than by spending some quality time together. Here, we’ve rounded up meaningful activities you can do no matter where you … Read More

Stop Her Before She Shops Again

adminBudgeting, College Debt, Consumer, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Finance, Goals, Holiday Tips, Money Management, Personal Goals

Originally posted at Christian Post February 5, 2016. Dear Chuck, I have a friend who is a non-believer and an impulse buyer, especially on-line. If I suggest to her that she cut up all her credit cards, I’m concerned that such a plan leaves her without a tool that she will sometimes need. But my fear is that she will … Read More

Managing Your Student Loans Wisely: A Great and Unique Gift for Mother’s Day

adminActivities, Budgeting, Christian Credit Counselors, College Debt, Community, Consumer, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Economy, Finance, Goals, Holiday Tips, Money Management, National Debt, Personal Goals, Saving, Student Loans, Taxes

By: Brittany Frost What greater gift is there than the joy of seeing your child become financially responsible and independent throughout and after their college years? If you are looking for a unique and great gift to give your mother on May 8th for Mother’s Day this year, consider the gift of managing your student loans wisely. Instead of spending … Read More