Debt Counseling and Holiday Credit Card Debt

Jeanne McTaggartBudgeting, Credit Counseling, Credit Score, Debt, Finance, Holiday Tips

Debt Counseling

Debt Counseling and Christmas Most people love spending money on their family and friends, wrapping presents with shiny bows and watching their expressions as they open gifts. However, Christmas is a bittersweet holiday for people with excessive credit card debt. By seeking debt counseling before or after the holidays, you take control of your holiday credit card debt. According to … Read More

Credit Card – Avoiding the Debt Trap this Holiday Season

adminBudgeting, Christian Credit Counselors, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Finance, Holiday Tips, Money Management, Personal Goals, Saving

Gift Giving on Credit Staying out of debt can be almost as difficult as paying it off especially when our emotions take over. After all, buying gifts for our loved ones during the holiday season is a very emotional purchase. Preparing for gifting should begin way before the holiday season. In a survey conducted by The American Research Group, Inc., … Read More

Fall Money Saving Tips

adminActivities, Budgeting, Car, Christian Credit Counselors, Consumer, Coupons, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Economy, Finance, Gas, Gas, Holiday Tips, Kids & Money, Money Management, Repairs, Saving, Technology

Cutting Costs at Home There are many ways you can save money and have fun doing it this holiday season. Falling leaves and decomposing Jack-o-Lanterns are the perfect way to start a compost pile this fall. Starting now means you’ll be one step ahead when spring arrives. Make sure your roof is free of holes, destruction and critters; if it … Read More

Student Loan Info You Need to Know

adminChristian Credit Counselors, College Debt, Consumer, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Economy, Finance, Money Management, Student Loans

Learning Student Loans: Understand and Prepare for the Cost of Your Education Looking for more information about student loans, their features, and repayment options? Christian Credit Counselors, a nonprofit 501 (c)(3) with a mission to provide free financial education to individuals and families both locally and nationwide, is now offering a free, online webinar entitled Learning Student Loans: Understand and … Read More

Budget Boss

adminBudgeting, Christian Credit Counselors, Consumer, Credit Cards, Credit Counseling, Finance, Money Management, Personal Goals

Budget Boss: Command Your Finances by Creating and Monitoring a Budget Looking for a way to improve your financial situation and set yourself up for financial success in the future? Christian Credit Counselors, a nonprofit 501 (c)(3) with a mission to provide free financial education to individuals and families both locally and nationwide, is now offering a free, online webinar … Read More

Credit Cards: Considering Credit History

adminChristian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Money Management, Personal Goals, SavingLeave a Comment

Considering Your Credit  Do you have credit card accounts that you don’t use? Are you thinking about closing these unused accounts to clean off the slate? Read this article to learn more about the effects of closed accounts on your credit history. A Fair Isaac representative reported that closing accounts does not directly hurt one’s credit score, regardless of whether … Read More

Financial Planning: A Dose of Truth and Grace

adminChristian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Goals, Investing, Money Management, Personal Goals, SavingLeave a Comment

Planning for a Financial Planner So you’re considering a financial plan! Perhaps your finances have told you that you need one. Planning with purpose for your financial future is a noble task. Sure many good things come to us in unexpected surprises, but planning for a good future, especially when it comes to finances, is a wise strategy indeed! You’re … Read More

High Car Payments Can Drive You Over the Edge

adminCar, Christian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Goals, Personal Goals, SavingLeave a Comment

High Car Payments It is an all too common story. Many people struggling with debt can trace the beginning of their debt problems to a new car purchase – a big monthly payment, financed for too long. Some households even have two vehicles with large payments in the $400 to $500 range. With the budget maxed out, you can see … Read More

Credit – The Four Most Common Forms

adminBudgeting, Christian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Goals, Money Management, Personal Goals, SavingLeave a Comment

What is credit?  Credit is defined in a couple of ways. One is the amount of money you are approved to borrow from a lending institution. With this approval comes an agreement to repay the charges, any additional fees that can or will be applied, and to abide by time restrictions. Credit can also be classified as your borrowing reputation. … Read More

Making Money Matters Manageable in Your Marriage

adminChristian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Goals, Investing, Money Management, Personal Goals, SavingLeave a Comment

Mutual Money Management  Is it love or money that makes the world go round? It’s both…Make money work for your marriage, not against it.  You need tips on strengthening your marriage through mutual management of your money.  This can be done and can even be fun!  Keep reading to find out how. Financial Honesty Have open, honest and non-confrontational discussions … Read More