Ask Chuck: Practical Advice During the COVID-19 Crisis

adminBudgeting, Economy, Finance, Money Management, National Debt, Saving

By: Crown Financial Ministries Dear Chuck, Many of the young people in my Bible Study are frightened of the Coronavirus and the threat to their families. I understand their fear. But, as an older American, I’m also concerned about their economic well-being in the aftermath of this crisis. What kind of financial advice can I offer them? Sheltered in The … Read More

How to Use Your Tax Refund to Build Your Emergency Funds

adminIdentity Theft, Saving, Taxes

By: Consumer Financial Protection Bureau (CFPB) During tax season, there’s a lot to think about. Do you have the right forms? Where did you put those receipts? Did you do the math right? But there’s one more thing you should be thinking about: how you can use your tax refund to ramp up your emergency funds or reach other savings … Read More

4 Steps to Spend Your Stimulus Check and Tax Refund Wisely

adminBudgeting, Debt, Money Management, Saving

By: America Saves Most Americans don’t have an emergency fund. While we’re all experiencing this pandemic very differently — some having only minor inconveniences and others finding themselves without a job or having to close their business — those without a savings cushion are vulnerable to feeling the ramifications of COVID-19 for a very long time. With stimulus checks and … Read More

Money-Saving Tips for the COVID-19 Pandemic

adminBudgeting, Money Management, Saving

By: Crown Financial Ministries The Crown team makes it a priority to “practice what we preach”. During this pandemic, as we recommend to cut back your living expenses by 25% for the next 90 days, we’ve made a list for you of the ways we’re doing that ourselves. There are some natural savings that happen when you follow social distancing … Read More

How to Save During the Holidays

adminBudgeting, Coupons, Holiday Tips, Saving

By: America Saves Holidays are often an exciting time of the year. Spending time with family, enjoying time off work, and celebrating with family traditions are enjoyable activities. However, the holidays can also represent added stress due to the crunch on your wallet. It is hard to look forward to a holiday if you are worried about how to pay … Read More

Top 9 Money Mistakes People Make

adminBudgeting, Credit, Credit Cards, Credit Score, Debt, Money Management, Saving, Student Loans

By Jim Garnett, The Debt Doctor After counseling average Americans about their financial problems for many years, I noticed early on that there is a common set of money mistakes people usually make. Money Mistake #1: Being comfortable with debt. Why would anyone choose to be a slave if he could choose to be free? One answer is because, over … Read More

Six Fun Ways to Save as a Family

adminActivities, Kids & Money, Money Management, Saving

By: America Saves Meeting financial goals as a family can be challenging. But inspiring your family to help and contribute to a financial goal doesn’t have to be a painful process, especially when the result is an exciting vacation, a car, or college savings. Here are some ideas on how to save as a family for all those items and … Read More

Saving as a Family

adminKids & Money, Money Management, Saving

By: America Saves In most circumstances, we build our financial foundation from experiences that we go through as children and youth. Sometimes when children hear their parents or other adults in their lives talking about cutting spending or saving money, they assume that the family is going through a rough patch. As appropriate based on children’s ages, family conversations about … Read More

Use the Start of the School Year to Set the Stage for Your Child’s Financial Success

adminBudgeting, Christian Credit Counselors, College Debt, Consumer, Coupons, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Goals, House, Kids & Money, Money Management, Personal Goals, Saving, Student Loans, Uncategorized

By: Brittany Frost Where did the summer go? As the school year rapidly approaches, children are preparing for the academic and social journey of the next grade level while parents are bracing their financial situation for the costs of continuing education. Parents can take this golden opportunity to go above and beyond just shopping for school supplies at Wal-Mart and, … Read More