Put an End to Debt

Nowadays, debt has become a part of everyone’s life.  Sometimes, debt is unavoidable.  You may have medical or school expenses that you didn’t expect.  Maybe you need someone to take care of your elderly parent.  Maybe your child needs more help at school and you have to employ a tutor.  There can be so many reasons why you got into debt that you couldn’t afford.

Shopaholism: A Real Problem

Of course, there are also other reasons people get in debt, which don’t have as much to do with necessity.  Maybe you made a couple of bad decisions.  Maybe you bought a car you couldn’t afford or a piece of designer clothing you fell in love with.  Now, you regret your extravagance, but it’s too late to do anything about it.

There’s a reason why the Shopaholic books have become so popular in recent times.  Not only do you have Confessions of a Shopaholic but also Shopaholic Takes Manhattan, Shopaholic Ties the Knot,Shopaholic and Sister and Shopaholic and Baby, to name a few, all written by Sophie Kinsella.  We all identify with these books because we’ve all made a few bad decisions at one point or the other.

Forgiving Yourself and Taking Charge

Whether your debt problems arose because you’re a shopaholic or because you had unavoidable expenses, it’s time to stop beating yourself up over the past.  You might have made a few wrong decisions which resulted in debt today.  However, blaming yourself is not going to get you anywhere.

Christian credit counseling believes in the power of forgiveness.  It’s time to forgive yourself and move on.  Once you begin to let go of the burden of guilt and shame, you can start taking charge of your life and eventually become the person you’ve always wanted to be.

Accepting Financial Help

Debt and credit counseling can be one of the first steps to lead you in the right direction.  You might feel like you have a lot of work to do, from finding work that you love to giving your family everything that they need.  And you may not feel as though you can handle everything on your own.

Do you want to know more about debt and how you can make smart financial decisions now that will help you secure a more prosperous financial future? Sign up for our newsletter for monthly money tips.