Ask Chuck: Avoiding The Paycheck-to-Paycheck Trap

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By: Chuck Bentley, Crown Financial Ministries Dear Chuck, I read an article recently about how many Americans live paycheck to paycheck and question how many really have to live that way. I don’t want to be calloused, but doesn’t the Bible tell us not to live that way? Financially Secure Dear Financially Secure, Unfortunately, I am all too familiar with … Read More

Finances, Debt Counseling, and Marriage

Jeanne McTaggartBudgeting, Debt

Debt Counseling

Money and Marital Bliss According to the Huffington Post, marriage is not just an emotional commitment but a financial one as well. When you enter into a marriage, you often share wealth as well as debt. Money problems are the top reasons cited for marital conflicts. When you seek debt counseling with your spouse, you are more likely to build financial … Read More

Credit Counseling and Rising Debt

Jeanne McTaggartCredit Cards, Credit Counseling, Debt, National Debt

Credit Counseling

Debt and Credit Counseling Household debt is reaching unsustainable levels, according to a report by NerdWallet. Another article in The New York Post states the average household debt in the U.S. is about $16,000. By arranging credit counseling or yourself and your family, it is possible to deal with staggering credit card debt. Most Americans pay a lot of money to cover … Read More

Debt Counseling and Holiday Credit Card Debt

Jeanne McTaggartBudgeting, Credit Counseling, Credit Score, Debt, Finance, Holiday Tips

Debt Counseling

Debt Counseling and Christmas Most people love spending money on their family and friends, wrapping presents with shiny bows and watching their expressions as they open gifts. However, Christmas is a bittersweet holiday for people with excessive credit card debt. By seeking debt counseling before or after the holidays, you take control of your holiday credit card debt. According to … Read More

Credit Counseling – Five Steps to Crush Debt

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

Crushing Credit Card Debt People who struggle with a crushing amount of credit card debt often feel motivated and positive after receiving Christian credit counseling. Trained and qualified credit counselors work with consumers overwhelmed by debt without passing judgment. According to a recent article by wisebread.com, there are 5 action steps you get a grip on personal finances. Christian credit … Read More

Credit Counseling – Paying Down Debt

Jeanne McTaggartCredit Counseling

Debt Management Programs A lot of people who receive credit counseling wonder if they qualify for a debt management program to pay off debt. Debt management programs are so appealing because a trained and certified credit counselor negotiates a lower interest rate so you can make a monthly debt payment. Many consumers dream of living a debt-free life. Credit counseling … Read More

Debt Consolidation Instead of Dipping into Your Savings

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Saving Money for your Savings Account When it comes to credit card debt, some experts recommend dipping into your non-retirement savings to pay off your debt. However, people without adequate emergency savings rarely stop the cycle of credit card dependence. With a debt consolidation plan, you are more likely to get out of credit card debt for good. A trained … Read More

Debt Counseling for First-Time Credit Card Holders

Jeanne McTaggartDebt

Debt Counseling

Credit Cards and Financial Predicaments If you are a first-time credit card holder, you likely viewed the card as a vehicle for getting you where you needed to go in life. Whether you used your credit card to pay for a new computer, clothes or vacation, the idea of maxing out a credit card scares many new card users. By … Read More

Credit Counseling – Financial Habits for the Future

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counseling

Managing Money Management Some behaviors predict poor money management down the road, but you can take positive steps for a positive future with the help of Christian credit counseling. According to a piece by cheatsheet.com, there are 5 main behaviors that foreshadow financial difficulties in the future. When you receive Christian credit counseling, you open up yourself to positive solutions … Read More

Debt Counseling – When Financial Problems Sneak up On You

Jeanne McTaggartCredit Counseling, Debt

Debt Counseling

Signs of Financial Trouble Past due statements, accounts closed without you and payments that reflect the minimum due are of few of the red flags that you need debt counseling. If financial problems are sneaking up on you, the best solution is to confront your reality and take positive steps to remedy the situation. According to a piece by cheatsheet.com, … Read More