Debt Counseling Helps Solve the Middle Class Debt Problem

Jeanne McTaggartDebt

If you are a middle-class person, it is admirable to admit you could use help dealing with debt. Debt counseling isn’t just for people who have lower incomes. In fact, many low-income people avoid getting into debt simply because they can’t qualify for credit cards and extensive credit lines. Meanwhile, wealthier people tend to use credit as leverage when they … Read More

Debt Consolidation When Daily Expenses Exceed the Average of $140

Jeanne McTaggartDebt Consolidation

For people who earn a high salary or live on a substantial trust fund, spending more than $140 a day isn’t necessarily a financial problem. According to the annual Bureau of Labor Statistics’ Consumer Expenditure Survey, the average American spends $140 each day. If you are spending more than $140 on the average salary, you could benefit greatly from debt … Read More

Debt Counseling – Five Signs You Need It

Jeanne McTaggartDebt

Living large by having a lifestyle you can only afford with credit cards feels fun and glamorous in the most. As time goes on, your credit card balances reach their maximum limit. According to a piece by dailyworth.com, there are signs that you are living beyond your means. By receiving debt counseling, you differentiate between wants and needs. You learn … Read More

Debt Consolidation – 6 Ways to Stay Debt Free

Jeanne McTaggartDebt Consolidation

Debt Consolidation

After you consolidate your debt with the help of a reputable credit counseling organization, you will be on the path to true financial freedom. Many people use debt consolidation as that changing point in their lives. Once they have paid off their credit card debt through a debt management plan, they are ready to maintain a debt-free lifestyle. You don’t … Read More

Debt Counseling, Money Problems, and Depression

Jeanne McTaggartDebt

Debt Counseling

While having a lot of money doesn’t always make you happy, some people experience more depressive symptoms because of overdue bills. According to a new study out of the University of Wisconsin-Madison, there is a link between depression and credit card payments that are past due. Money problems strongly affect pre-retirees and unmarried people. If you are nearing retirement age, … Read More

Debt Counseling – A Must Have for Broke Confident Americans

Jeanne McTaggartDebt

Debt Counseling

Feeling confident is a positive trait, but a new survey shows some Americans have big gaps in their financial knowledge. With debt counseling, you can become financially savvy and learn about ways of getting out of debt. According to a recent article by usatoday.com, a new survey by Fifth Third Bank showed almost 60 percent of people believed they are … Read More

Debt Consolidation and Other Income Saving Tips

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Experts say most Americans save very little for the future. If you feel determined to turn your financial life around, it starts with debt consolidation and saving. A lot of people burdened with excessive debt have found relief through debt counseling. By consolidating your debt, you leave breathing room in your budget for other bills. When you make your savings … Read More

Debt Consolidation – More Money for the 3 Biggest Expenses

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Housing, transportation and food are the three biggest expenses in your budget if you are a typical American. Some people use their credit cards to pay for groceries, especially if they are living in a home they can’t afford or driving a car that’s too expensive. With debt consolidation, you can dramatically reduce the money you owe to your creditors. … Read More

Debt Consolidation – 5 Signs You Are a Great Candidate

Jeanne McTaggartDebt Consolidation

Debt Consolidation

For most people, declaring bankruptcy is a drastic step that not only ruins your credit, but often leaves you emotionally bankrupt. Before spending thousands of dollars on attorney fees and going though bankruptcy court, consider debt consolidation. Debt consolidation is a lot less complicated, and you are a candidate for Debt Management Plan if you have a lot of credit … Read More

Your Credit Score – Tips to Raise it

Jeanne McTaggartCredit Counseling

Credit Counseling

Unfortunately, credit is an important part of our life. Good credit is required for so many things, like applying for a car or home loan, applying for a credit card, and even some seemingly unrelated things, like getting a job. If your credit score is lower than average, you’ve probably already found out that life can be a lot harder … Read More