Debt Consolidation Instead of Dipping into Your Savings

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Saving Money for your Savings Account When it comes to credit card debt, some experts recommend dipping into your non-retirement savings to pay off your debt. However, people without adequate emergency savings rarely stop the cycle of credit card dependence. With a debt consolidation plan, you are more likely to get out of credit card debt for good. A trained … Read More

Debt Counseling for First-Time Credit Card Holders

Jeanne McTaggartDebt

Debt Counseling

Credit Cards and Financial Predicaments If you are a first-time credit card holder, you likely viewed the card as a vehicle for getting you where you needed to go in life. Whether you used your credit card to pay for a new computer, clothes or vacation, the idea of maxing out a credit card scares many new card users. By … Read More

Debt Counseling – When Financial Problems Sneak up On You

Jeanne McTaggartCredit Counseling, Debt

Debt Counseling

Signs of Financial Trouble Past due statements, accounts closed without you and payments that reflect the minimum due are of few of the red flags that you need debt counseling. If financial problems are sneaking up on you, the best solution is to confront your reality and take positive steps to remedy the situation. According to a piece by cheatsheet.com, … Read More

Debt Consolidation – Forgiving Yourself of Credit Sins

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Credit Cards and Financial Health Misusing credit cards affects your financial health, security and future. You can easily forgive yourself of so-called credit sins by seeking assistance from a Christian credit counseling program. One of the most positive ways to get back on track is with debt consolidation. According to an article by cheatsheet.com, 30 percent of your FICO score … Read More

Debt Consolidation – Combating Holiday Credit Card Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidations

Setting Financial Goals By planning ahead, it’s easy to combat holiday credit card debt that puts you behind with New Year’s resolutions and financial goals. According to an article by the Pittsburgh Post-Gazette, the best approach is to plan ahead to avoid holiday binge buying. By talking to a Christian credit counselor, you learn about debt consolidation. Whether you sign … Read More

Credit Counseling as a Positive Solution to ‘Forever’ Debt

Jeanne McTaggartCredit Counseling

Credit Counseling

Getting Unstuck from Debt If you feel stuck in credit card debt for eternity, there are positive steps you can take. With credit counseling, you learn how to adopt positive financial habits or a different outcome. According to a recent article by Kiplinger.com, one personal finance survey discovered that 13 percent of people said they will never pay back all … Read More

Debt Consolidation When Underestimating Your Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidation

When it comes to unpleasant realities such as massive credit card debt, a lot of people underestimate what they owe. It is natural to want to believe things are in a better financial situation than you really are. With the help of a certified credit counselor, you can face your debt as well as address it with a debt consolidation … Read More

Student Loan Info You Need to Know

adminChristian Credit Counselors, College Debt, Consumer, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Economy, Finance, Money Management, Student Loans

Learning Student Loans: Understand and Prepare for the Cost of Your Education Looking for more information about student loans, their features, and repayment options? Christian Credit Counselors, a nonprofit 501 (c)(3) with a mission to provide free financial education to individuals and families both locally and nationwide, is now offering a free, online webinar entitled Learning Student Loans: Understand and … Read More

Benefits of Debt Consolidation and Bumps of Bankruptcy

Jeanne McTaggartDebt Consolidation

Debt Consolidation

If you have more credit card debt than you can handle, there are different avenues to take to resolve the burden. Some people turn to debt settlement scams because they aren’t aware of the negative consequences. Other people believe bankruptcy could be the solution. Before paying an attorney thousands of dollars to handle a bankruptcy case, save yourself the embarrassment … Read More

Debt Counseling, Credit Card Debt, and Retirement

Jeanne McTaggartDebt

Debt Counseling

Some seniors use credit cards as a way to fund their travels in retirement, while others use them just to get their basics needs met. By receiving debt counseling you can prevent the senior credit card trap in the future. Young people who talk to trained credit counselors often learn the basic personal finance rules that help them save for … Read More