Credit Card Debt vs Credit Counseling

Jeanne McTaggartCredit Counseling

Credit Counseling

Before opening up a new line of credit or applying for an additional credit card, weigh the risks. Many consumers do not realize they inadvertently hurt their credit scores by making financial missteps. According to a recent piece by CNBC.com, it is a risky time to carry new credit card debt due to the potential interest rate hike by the … Read More

Debt Counseling Boosts Financial Literacy

Jeanne McTaggartDebt

Debt Counseling

Even if you are no longer in school, you can still learn helpful financial lessons and improve your “grade” in personal finance through debt counseling. According to a recent article by nerdwallet.com, 2 out of 5 Americans say they would earn a C, D or F if someone graded them on their personal finance knowledge. The article cited a survey … Read More

Christian Credit Counseling and Your Money

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counseling

Some people have a negative attitude about money even though managing personal finances benefits family and the overall society. According to a recent piece by time.com, there are 10 characteristics of people with zero debt. When you get Christian credit counseling, you might not adopt all 10 habits immediately, but you begin a transformation that results in a debt-free life. … Read More

Credit Counseling, City Living, and Debt

Jeanne McTaggartCredit Counseling

Credit Counseling

Whether you live in a city where people have the most credit card debt or are struggling with personal debt in a city where people live below their means, you can benefit from credit counseling. A recent report by The Washington Post named the cities where people carry the most credit card debt. If you live in a city where … Read More

Credit Counseling, Paying Off Debt, and Building Wealth

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counseling

Reducing Debt and Building Wealth One of the most common financial conundrums people have is whether to pay off debt or save for retirement and other goals. With Christian credit counseling, you learn how you can pay off your credit card debt while also building wealth. Paying off debt is a top priority for people who want to have financial … Read More

Debt Counseling – Five Tips for a Fresh Perspective

Jeanne McTaggartDebt

Debt Counseling

When you feel hopeless about your credit card debt, it is common to have an outer environment that reflects your inner turmoil. By getting a fresh perspective with debt counseling, you overcome the signs of financial neglect such as unopened bills, disorganized purses stuffed with crumbled up receipts and tags left on clothing or other impulse purchases. A certified and … Read More

Debt Counseling – Five Steps to Financial Freedom

Jeanne McTaggartDebt

Debt Counseling

When debt gets out of control, it often means you acquired too many credit cards with high interest rates and not enough money to pay off the balances. Instead of potentially ruining your future by declaring personal bankruptcy or falling for a debt settlement scam, try debt counseling. With a trained credit counselor to advise you on getting out of … Read More

Debt Consolidation and Your Summer Vacation

Jeanne McTaggartDebt Consolidation

Debt consolidation

Most people look forward to their summer vacations but few people appreciate the reality that vacations come with baggage in the form of credit card debt. Learning to budget for a vacation is not as easy as it seems when you feel saddled with high credit card balances or double-digit interest rates on cards you can’t manage. With debt consolidation, … Read More

Debt Consolidation as a Credit Card Debt Exit Strategy

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Good Debt vs Bad Debt When it comes to debt, there is good debt and bad debt because some debt allows you to achieve the goal of owning a vehicle or a car. Credit card debt becomes a problem when you can’t pay off the balance and pay more in interest than you earn from putting your money to work … Read More

Debt Counseling to Stop Using Credit Cards as a Lifeline

Jeanne McTaggartDebt

Debt Counseling

Credit cards are not just a convenience or a backup plan for many members of Generation X and baby boomers. According to a recent study cited by usatoday.com, a lot of people between the ages of 35 and 67 assume they will always have credit card debt. With debt counseling, you learn to stop using credit card as a lifeline. … Read More