Christian Credit Counseling – A Better Way to Eliminate Debt

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

Credit Counseling Stands Out Anyone who has ever struggled with debt knows how debilitating money problems are. Yet most people with debt don’t realize how widespread of a problem it is. Since the Great Recession, debt has skyrocketed among average Americans. According to the Urban Institute, the average total debt for people with credit files is now $53,850. This number jumps … Read More

Credit Counseling – Explaining The 10/10/80 Plan

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

Understanding the 10/10/80 Plan When it comes to credit counseling, you’ll hear a lot of counselors throwing around the 10/10/80 plan: the first ten percent of your income goes to God; the second ten percent of your income goes to savings; and you use the other eighty percent for your regular living expenses. It’s a great plan that gives you … Read More

Credit Counseling vs Raising Your Card Limit

Jeanne McTaggartCredit Counseling

Credit Counseling

If you are unable to keep up with your monthly credit card payments, it may have crossed your mind to ask a credit card company for an increase to your credit limit. Although it might help you get through the next few months to have more “spending power,” it’s likely you’ll end up with even greater credit card debt and … Read More

Debt Counseling – Preventing Deeper Debt

Jeanne McTaggartDebt

Debt Counseling

While there are a million different ways to get into debt, there are only a few prudent ways to get out of deep debt. Receiving debt counseling is a positive way to learn what you can do about nagging debt. One of the keys to preventing future debt is to figure out reasons you fell into debt in the first … Read More

Christian Credit Counseling – The Difference

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

When you’re in debt, it can feel like you’re drowning. Working with a credit counselor to help you get out of debt and back on track can make you feel like you’ve taken a huge step in the right direction–but you may be wondering what the difference is between a normal credit counseling service and Christian credit counseling. While Christian … Read More

Credit Counseling – Learning to Use Credit Wisely

Jeanne McTaggartCredit Counseling

Credit Counseling

Some people think people who receive credit counseling stay away from credit cards for the rest of their lives. In reality, you do stop using credit cards while enrolled in a debt management plan to pay off your creditors. With credit counseling, you take back the power by learning how to use credit wisely in the future. Some of the … Read More

Credit Counseling – Four Long-Term Goals

Jeanne McTaggartChristian Credit Counselors, Credit Counseling

Christian Credit Counselors

When you agree to receive Christian credit counseling, you open yourself up to new possibilities for your future. Setting long-term goals is just as important as figuring out how you are going to make it day-to-day. Some people get caught in the trap of living “hand-to-mouth,” especially when they feel burdened with too much credit card debt. Getting out of … Read More

Debt Counseling to Avoid Debt Repayment Ideas You’ll Regret

Jeanne McTaggartDebt

Debt Counseling

It’s one thing to have buyer’s remorse after running up your credit card balance. It’s another matter to regret your method of paying down the same credit card debt. Some strategies for debt repayment seem like a good idea at the time, but later cause regret. Taking out a loan from a 401(k) or borrowing from the equity in your … Read More

Christian Credit Counseling Teaches Lifelong Principles

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counseling

If you’re trying to get out of debt, you’ve probably taken a good, long look at plenty of credit counseling services. You want someone whose outlook is going to line up with yours. Christian credit counseling will not only help you get out of debt; it will teach lifelong principles that will help you make better financial choices. Tithing and … Read More

Credit Counseling Services – Choosing the Right One

Jeanne McTaggartCredit Counseling

Credit Counseling

For those who are living paycheck to paycheck credit counseling services are a real lifesaver. Most of these services run their operations as non-profits and should offer you a free consultation. The best way to consult is in person, so that should be your first goal in credit counseling. Visit universities, credit unions, military bases, or your financial institution to … Read More