Credit Counseling Tips to Avoid More Credit Card Debt

Jeanne McTaggartCredit Counseling

Credit Counseling

Savvy credit card users don’t use their credit cards for emergencies because they have savings set aside. But what do you do if you already have so much credit card debt that you can’t save for the future emergencies? With credit counseling, you can get rid of credit card debt in record time. Credit counselors help people enroll in Debt Management … Read More

Credit Counseling: Staying Out of Debt

Jeanne McTaggartChristian Credit Counselors

christian credit counseling

There’s plenty of information available about getting out of debt.  You know that one of the best methods for paying down debts is the snowball method–paying down the smallest debt first, then proceeding on to the next debt and committing the funds from the first payment to that one until it’s paid off, and so on and so forth.  You … Read More

Credit Counseling: Going Beyond a Good Credit Score

Jeanne McTaggartCredit Counseling

Credit Counseling

Some people think their main financial challenge is having a low credit score. Perhaps a finance officer turned them down for a mortgage loan or offered them a double-digit interest rate on an automobile loan due to a poor credit score. When you receive prudent credit counseling from trained professional, you learn about a good credit score and how to budget, … Read More

Credit Counseling: Treating Debt like a Financial Emergency

Jeanne McTaggartCredit Counseling

Credit Counseling

Some people use their credit cards when they have a financial emergency. But what do you do when you have maxed out your credit cards and depleted your savings accounts? By treating your credit cards like a financial emergency, you will have fewer worries. A smart way to tackle debt is with a debt consolidation plan. After seeking credit counseling, many … Read More

Credit Cards and Five Post Credit Counseling Habits

Jeanne McTaggartCredit Counseling

If you have a lot of credit card debt, you are likely successful as a person, but not be successful in the way you handle your credit cards. With some good credit counseling, anyone can change for the better. According to a recent article by USA Today, wealthy people handle their credit cards differently compared to people with debt or … Read More

Credit Counseling When Your Creditors Won’t Work with You

Jeanne McTaggartCredit Counseling

Credit Counseling

If you have tried to lower your interest rate or receive forgiveness for late fees but ran into a brick wall with your creditors, it’s time to turn to Christian Credit Counselors. According to an article by Nerd Wallet, credit counselors often succeed where individuals fail. The key is to look for certified credit counselors with experience helping clients through … Read More

Credit Counseling – Cutting Debt and Building Wealth

Jeanne McTaggartCredit Counseling

Credit Counseling

Some people pay down their credit cards only to go out and charge purchases again. Whether you aren’t ashamed to admit you overspend or feel guilty about debt you acquired due to unfortunate circumstances outside of your control, there are solutions with credit counseling. According to an article by Credit.com, you can retrain your brain to cut debt and build wealth. … Read More

Credit Counseling – Choosing it over Bankruptcy

Jeanne McTaggartCredit Counseling

Credit Counseling

Avoiding Bankruptcy in Retirement Bankruptcy lawyers sometimes present bankruptcy as the only way out of a debt problem. In nearly every situation, it’s better to receive credit counseling before even considering damaging your credit score and endangering your lifestyle with bankruptcy. According to an article by U.S. News & World Report, a growing number of senior citizens opt for bankruptcy in … Read More

Debt Counseling and Your Money Mistakes

Jeanne McTaggartDebt Consolidation

Bad Money Habits If you have trouble sticking to your financial goals such as getting out of debt, consider debt counseling. A certified and trained credit counselor isn’t there to judge or criticize, but to educate you about money moves you can make to improve your lifestyle. From debt consolidation to budgeting, the actions you take immediately improve your financial situation. … Read More

Credit Counseling and Divorcing Debt

Jeanne McTaggartChristian Credit Counselors

credit card debt

A Biblical Money Outlook In order to pursue a goal, you have to know why the goal is important. Some people assume it’s better to divorce yourself of debt. In actuality, some debt is beneficial to your lifestyle as long as the debt is mortgage, car loan or student loan debt you can afford. If you have credit card debt … Read More