Debt Counseling and Holiday Credit Card Debt

Jeanne McTaggartBudgeting, Credit Counseling, Credit Score, Debt, Finance, Holiday Tips

Debt Counseling

Debt Counseling and Christmas Most people love spending money on their family and friends, wrapping presents with shiny bows and watching their expressions as they open gifts. However, Christmas is a bittersweet holiday for people with excessive credit card debt. By seeking debt counseling before or after the holidays, you take control of your holiday credit card debt. According to … Read More

Debt Consolidation Instead of Dipping into Your Savings

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Saving Money for your Savings Account When it comes to credit card debt, some experts recommend dipping into your non-retirement savings to pay off your debt. However, people without adequate emergency savings rarely stop the cycle of credit card dependence. With a debt consolidation plan, you are more likely to get out of credit card debt for good. A trained … Read More

Debt Counseling for First-Time Credit Card Holders

Jeanne McTaggartDebt

Debt Counseling

Credit Cards and Financial Predicaments If you are a first-time credit card holder, you likely viewed the card as a vehicle for getting you where you needed to go in life. Whether you used your credit card to pay for a new computer, clothes or vacation, the idea of maxing out a credit card scares many new card users. By … Read More

Debt Counseling – When Financial Problems Sneak up On You

Jeanne McTaggartCredit Counseling, Debt

Debt Counseling

Signs of Financial Trouble Past due statements, accounts closed without you and payments that reflect the minimum due are of few of the red flags that you need debt counseling. If financial problems are sneaking up on you, the best solution is to confront your reality and take positive steps to remedy the situation. According to a piece by cheatsheet.com, … Read More

Debt Consolidation – Forgiving Yourself of Credit Sins

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Credit Cards and Financial Health Misusing credit cards affects your financial health, security and future. You can easily forgive yourself of so-called credit sins by seeking assistance from a Christian credit counseling program. One of the most positive ways to get back on track is with debt consolidation. According to an article by cheatsheet.com, 30 percent of your FICO score … Read More

Debt Consolidation – Combating Holiday Credit Card Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidations

Setting Financial Goals By planning ahead, it’s easy to combat holiday credit card debt that puts you behind with New Year’s resolutions and financial goals. According to an article by the Pittsburgh Post-Gazette, the best approach is to plan ahead to avoid holiday binge buying. By talking to a Christian credit counselor, you learn about debt consolidation. Whether you sign … Read More

Your Credit Score – Tips to Raise it

Jeanne McTaggartCredit Counseling

Credit Counseling

Unfortunately, credit is an important part of our life. Good credit is required for so many things, like applying for a car or home loan, applying for a credit card, and even some seemingly unrelated things, like getting a job. If your credit score is lower than average, you’ve probably already found out that life can be a lot harder … Read More

Debt Consolidation Loans – The Dangers to Consider

adminCredit Cards, Credit Counseling, Debt

Dangers of Debt Consolidation Loans If you’re having difficulty meeting your minimum monthly payments on student loans, credit cards, medical bills or other loans, you can apply to financial institutions for a debt consolidation loan to lower monthly payments and interest rate. The bank pays off all your debt and then you have one monthly payment to the bank for the loan consolidation … Read More

Debt Consolidation – Knowing The Facts

adminChristian Credit Counselors, Debt

Bearing the Burden of Debt The burden of debt can weigh heavily on many individuals. While some people misuse credit to get themselves in this type of trouble, others were forced to turn to credit cards and loans to survive. For these individuals, debt consolidation may be the right solution. Determining when to use this process will help you make … Read More