Financial Planning – A Fresh Start for the New Year

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Finances and the New Year With the New Year approaching, it is the perfect time to evaluate your current financial situation, set new financial goals, and establish budgeting strategies. Whether your credit is in great shape or you are struggling to maintain or improve your credit, it is important to pull your credit reports at least annually and review them … Read More

Credit Card – Avoiding the Debt Trap this Holiday Season

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Gift Giving on Credit Staying out of debt can be almost as difficult as paying it off especially when our emotions take over. After all, buying gifts for our loved ones during the holiday season is a very emotional purchase. Preparing for gifting should begin way before the holiday season. In a survey conducted by The American Research Group, Inc., … Read More

How Credit Counseling Can Help You Prepare for the Holidays

Jeanne McTaggartCredit Counseling

Credit Counseling

As the holidays are approaching, you could be panicking and wondering how you are going to buy gifts, handle traveling expenses and otherwise cover the costs of the season. In the past, you might have always reached for your credit cards to handle such costs, but if you’re in over your head, it’s a good idea to do something about … Read More

Three Reasons To Go With Debt Consolidation

Jeanne McTaggartDebt Consolidation

Debt Consolidation

It does not take long to realize that debt is a real problem. When paying bills or trying to ignore a collector’s calls gets overwhelming you know that you need help. It seems as though the solutions are impossible. Money will not fall from the sky. Is bankruptcy your only choice? No! Debt consolidation is a real solution and here … Read More

Simple Fixes for Runaway Credit Card Debt

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

Despite the best of intentions, it is easy to fall quickly into credit card debt. When you struggle to pay just the minimum payment on your credit card bills, take logical steps to untangle the mess with Christian credit counseling. According to an article by businessinsider.com, the average American family has about $15,000 worth of credit card debt. Ignoring credit … Read More

Credit Counseling for Millennials Who Want a Fresh Start

Jeanne McTaggartCredit Counseling

Credit Counseling

When you are dealing with massive credit card debt in your 20s or early 30s, it is difficult to get a mortgage loan or a car loan. In some cases, lenders demand you pay a higher interest rate because of poor credit and too much consumer debt. By engaging in credit counseling, you take control of your financial future before … Read More

Credit Card Debt vs Credit Counseling

Jeanne McTaggartCredit Counseling

Credit Counseling

Before opening up a new line of credit or applying for an additional credit card, weigh the risks. Many consumers do not realize they inadvertently hurt their credit scores by making financial missteps. According to a recent piece by CNBC.com, it is a risky time to carry new credit card debt due to the potential interest rate hike by the … Read More

Credit Card Debt and the Need for Credit Counseling

Jeanne McTaggartChristian Credit Counselors

America Paying Down Debt Credit card debt and other money problems aren’t always signs of over-indulgence. In some cases, it is simply a sign that the American economy’s in trouble. The good news is the latest credit card debt study shows Americans paid down more than $34 billion owed to credit card companies. The amount they paid back is 7% … Read More

Credit Card Promotions and the Untold Truth

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Understanding Promotional Credit Cards These days, just about every store has credit card advertising … some kind of low interest promotion. How often have you seen sales advertising “0% financing for 18 months” or “Pay no interest until next year”? These deals are hard to pass up, but they can end up costing you if you aren’t careful. Understanding the … Read More