Finances, Debt Counseling, and Marriage

Jeanne McTaggartBudgeting, Debt

Debt Counseling

Money and Marital Bliss According to the Huffington Post, marriage is not just an emotional commitment but a financial one as well. When you enter into a marriage, you often share wealth as well as debt. Money problems are the top reasons cited for marital conflicts. When you seek debt counseling with your spouse, you are more likely to build financial … Read More

Credit Counseling and Rising Debt

Jeanne McTaggartCredit Cards, Credit Counseling, Debt, National Debt

Credit Counseling

Debt and Credit Counseling Household debt is reaching unsustainable levels, according to a report by NerdWallet. Another article in The New York Post states the average household debt in the U.S. is about $16,000. By arranging credit counseling or yourself and your family, it is possible to deal with staggering credit card debt. Most Americans pay a lot of money to cover … Read More

Debt Counseling and Holiday Credit Card Debt

Jeanne McTaggartBudgeting, Credit Counseling, Credit Score, Debt, Finance, Holiday Tips

Debt Counseling

Debt Counseling and Christmas Most people love spending money on their family and friends, wrapping presents with shiny bows and watching their expressions as they open gifts. However, Christmas is a bittersweet holiday for people with excessive credit card debt. By seeking debt counseling before or after the holidays, you take control of your holiday credit card debt. According to … Read More

Debt Consolidation Instead of Dipping into Your Savings

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Saving Money for your Savings Account When it comes to credit card debt, some experts recommend dipping into your non-retirement savings to pay off your debt. However, people without adequate emergency savings rarely stop the cycle of credit card dependence. With a debt consolidation plan, you are more likely to get out of credit card debt for good. A trained … Read More

Debt Counseling for First-Time Credit Card Holders

Jeanne McTaggartDebt

Debt Counseling

Credit Cards and Financial Predicaments If you are a first-time credit card holder, you likely viewed the card as a vehicle for getting you where you needed to go in life. Whether you used your credit card to pay for a new computer, clothes or vacation, the idea of maxing out a credit card scares many new card users. By … Read More

Debt Counseling – When Financial Problems Sneak up On You

Jeanne McTaggartCredit Counseling, Debt

Debt Counseling

Signs of Financial Trouble Past due statements, accounts closed without you and payments that reflect the minimum due are of few of the red flags that you need debt counseling. If financial problems are sneaking up on you, the best solution is to confront your reality and take positive steps to remedy the situation. According to a piece by cheatsheet.com, … Read More

Financial Planning – A Fresh Start for the New Year

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Finances and the New Year With the New Year approaching, it is the perfect time to evaluate your current financial situation, set new financial goals, and establish budgeting strategies. Whether your credit is in great shape or you are struggling to maintain or improve your credit, it is important to pull your credit reports at least annually and review them … Read More

Debt Consolidation – Forgiving Yourself of Credit Sins

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Credit Cards and Financial Health Misusing credit cards affects your financial health, security and future. You can easily forgive yourself of so-called credit sins by seeking assistance from a Christian credit counseling program. One of the most positive ways to get back on track is with debt consolidation. According to an article by cheatsheet.com, 30 percent of your FICO score … Read More

Debt Consolidation – Combating Holiday Credit Card Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidations

Setting Financial Goals By planning ahead, it’s easy to combat holiday credit card debt that puts you behind with New Year’s resolutions and financial goals. According to an article by the Pittsburgh Post-Gazette, the best approach is to plan ahead to avoid holiday binge buying. By talking to a Christian credit counselor, you learn about debt consolidation. Whether you sign … Read More

Credit Counseling as a Positive Solution to ‘Forever’ Debt

Jeanne McTaggartCredit Counseling

Credit Counseling

Getting Unstuck from Debt If you feel stuck in credit card debt for eternity, there are positive steps you can take. With credit counseling, you learn how to adopt positive financial habits or a different outcome. According to a recent article by Kiplinger.com, one personal finance survey discovered that 13 percent of people said they will never pay back all … Read More