Debt Consolidation is Not a Simple Solution

adminDebt Consolidation

Christian Credit Counselors

The Cause vs. Symptoms of Financial Struggles People sometimes think that debt consolidation is a simple solution that will solve the worries of accumulated debt, and put you on the right track toward living within your means. The popular wisdom, for instance, is that if you already have a mortgage, that an equity loan will serve nicely to put your worries behind … Read More

Debt Counseling – Three Sign You Need it

adminChristian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Uncategorized

Debt Counseling Candidates Sometimes, it’s pretty obvious that someone needs debt counseling.  After all, you know when you’re in debt.  You know when you’ve spent money on credit without paying it off.  You know when you’ve taken out loans.  It all sounds simple enough. But, for some people, financial matters are anything but simple.  They keep trying to keep track of … Read More

Debt Consolidation vs Bankruptcy

adminBankruptcy, Christian Credit Counselors, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Uncategorized

Christian Credit Counseling

The Debt Consolidation Facts Are you facing the possibility of bankruptcy?  Take time to explore all of your alternatives before you go through with a bankruptcy.  Debt consolidation is a valid option that will not negatively impact your future as bankruptcy will. Bankruptcy Bankruptcy has a variety of negative implications.  For those enduring financial hardship and looking to escape the seemingly … Read More

Debt Counseling and Overcoming Your Debt

adminChristian Credit Counselors, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Uncategorized

Christian Credit Counseling

Overcoming Your Debt Times are hard for many Americans. Unemployment rate is high and for those that have jobs raises are few and far between but the cost of living continues to increase. Many people are finding themselves in a financial bind and are either living paycheck to paycheck or are unable to meet their financial obligations each month. If you … Read More

Debt Counseling Before a Short Sale

adminChristian Credit Counselors, Credit Counseling, Debit & Your Credit Score, Debt Consolidation, Home, House, Uncategorized

Christian Credit Counseling

Living through The Great Recession Sometimes even the best efforts to be a good steward of the resources we are given can seem to come up short. In 2008 an economic downturn began that has become known as “the great recession”. Through no fault of their own, but only due to buying their home at the high point of home prices … Read More

Credit Counseling – More than Debt Elimination

adminChristian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Uncategorized

Christian Credit Counseling

American Debt In the wake of the Great Recession, Americans now owe approximately $721 billion in unsecured credit card debt. If you feel overwhelmed with credit card debt, if you juggle your expenses just to make the minimum payments, and if it seems the quality of your life has diminished because you worry about your finances, you are definitely not … Read More

Debt Consolidation and Your Credit Score

adminChristian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Uncategorized

Christian Credit Counselors

Your Financial Choices Every financial choice is going to affect your credit report.  The best thing to do is to make your monthly payments on time in full.  Unfortunately, this can’t always happen.  If your debt is out of control, you have the option to choose debt consolidation.  Is this the best decision for your credit report? Consolidating Your Debt Loan … Read More

Forgiving Yourself for Financial Mistakes

adminChristian Credit Counselors, Credit Counseling, Debit & Your Credit Score, Debt Consolidation, Uncategorized

Christian Credit Counselors

Put an End to Debt Nowadays, debt has become a part of everyone’s life.  Sometimes, debt is unavoidable.  You may have medical or school expenses that you didn’t expect.  Maybe you need someone to take care of your elderly parent.  Maybe your child needs more help at school and you have to employ a tutor.  There can be so many … Read More

Debt Settlement Scams – Asking the Right Questions

adminChristian Credit Counselors, Credit Counseling, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Uncategorized

Christian Credit Counselors

Avoiding Debt Settlement Scams Unfortunately, there are plenty of companies out there that prey on those trying to get their debt under control. In most cases, these companies refer to themselves as debt management organizations. They often promise to act as the go between with you and your creditors; promising a low monthly payment plan to help you pay off … Read More