Debt Consolidation – Combating Holiday Credit Card Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidations

Setting Financial Goals By planning ahead, it’s easy to combat holiday credit card debt that puts you behind with New Year’s resolutions and financial goals. According to an article by the Pittsburgh Post-Gazette, the best approach is to plan ahead to avoid holiday binge buying. By talking to a Christian credit counselor, you learn about debt consolidation. Whether you sign … Read More

Credit Counseling as a Positive Solution to ‘Forever’ Debt

Jeanne McTaggartCredit Counseling

Credit Counseling

Getting Unstuck from Debt If you feel stuck in credit card debt for eternity, there are positive steps you can take. With credit counseling, you learn how to adopt positive financial habits or a different outcome. According to a recent article by Kiplinger.com, one personal finance survey discovered that 13 percent of people said they will never pay back all … Read More

Debt Consolidation When Underestimating Your Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidation

When it comes to unpleasant realities such as massive credit card debt, a lot of people underestimate what they owe. It is natural to want to believe things are in a better financial situation than you really are. With the help of a certified credit counselor, you can face your debt as well as address it with a debt consolidation … Read More

How Debt Consolidation Can Help You Climb Out of Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidation

It’s easy to get in over your head financially. An unexpected expense or unforeseen circumstances can make it impossible to pay your credit card or medical bills. It’s not your fault, but unfortunately creditors aren’t so understanding. If you’re seeking options to get out of debt, you’re already on the right track. Christian Credit Counselors is a non-profit organization that … Read More

Credit Card Counseling When Debt is at Pre-Recession Levels

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

Experts say credit card debt declined for years, but is back to pre-recession levels. Many individuals leaned how to save and practice frugality during the Great Recession. By receiving Christian credit counseling, you can get a refresher on budgeting and financial goal setting as well as learn how to consolidate debt and boost your credit score. According to a recent … Read More

Baby Boomers, Debt Counseling, and Retirement

Jeanne McTaggartBudgeting, Debt

Debt Counseling

When Baby Boomers Budget If you are a baby boomer in your 50 or 60s, you are likely wondering if you will ever experience retirement bliss. A growing number of boomers have massive credit card debt in addition to mortgage and student loan debt due. In some cases, boomers take out mortgage and student loan debt to help children and … Read More

Benefits of Debt Consolidation and Bumps of Bankruptcy

Jeanne McTaggartDebt Consolidation

Debt Consolidation

If you have more credit card debt than you can handle, there are different avenues to take to resolve the burden. Some people turn to debt settlement scams because they aren’t aware of the negative consequences. Other people believe bankruptcy could be the solution. Before paying an attorney thousands of dollars to handle a bankruptcy case, save yourself the embarrassment … Read More

Debt Consolidation to Recover from Summer Overspending

Jeanne McTaggartDebt Consolidation

Debt Consolidation

A lot of people go on summer vacations to the beach, visit theme parks or dine out more frequently during the warmer months. Overspending in the summer often leads to massive credit card debt. When getting a second job or cutting back on day-to-day spending doesn’t put a dent in what you owe, consider debt consolidation. According to an article … Read More

Credit Counseling: A Strategic Guide for Paying Off Debt

Jeanne McTaggartCredit Counseling

Credit Counseling

If you are thinking about receiving credit counseling to deal with a debt burden that’s too heavy for you to carry, consider working with trained counselors who know how to help you change. According to an article by forbes.com, there are steps you can take so you aren’t enslaved to debt. When you deal with a reputable Christian credit counseling … Read More

Debt Free Living

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

One of the most important steps in Christian Credit Counseling is developing a plan for getting and staying out of debt. Obviously, your current income isn’t enough to support your lifestyle. You’ve borrowed money to make up the difference, but paying it back has become a big problem. The first step to getting out of debt is cutting your current … Read More