Financial Planning: A Dose of Truth and Grace

adminChristian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Goals, Investing, Money Management, Personal Goals, SavingLeave a Comment

Planning for a Financial Planner So you’re considering a financial plan! Perhaps your finances have told you that you need one. Planning with purpose for your financial future is a noble task. Sure many good things come to us in unexpected surprises, but planning for a good future, especially when it comes to finances, is a wise strategy indeed! You’re … Read More

High Car Payments Can Drive You Over the Edge

adminCar, Christian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Goals, Personal Goals, SavingLeave a Comment

High Car Payments It is an all too common story. Many people struggling with debt can trace the beginning of their debt problems to a new car purchase – a big monthly payment, financed for too long. Some households even have two vehicles with large payments in the $400 to $500 range. With the budget maxed out, you can see … Read More

Money, Love, and Marriage

adminChristian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Money Management, Personal Goals, SavingLeave a Comment

Marriage and Money Roses are red; violets are blue. No matter the cost, I’ll stand by you… Have you had the talk yet?…You know, the one about money, spending habits, future goals, budgeting…? If you haven’t, it should be a top priority for your relationship.  If you have, have it again.  Discussing finances should be a regular and healthy part … Read More

Mortgage Loan Types – Home Buying

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Home Buyers and First Loans Buying your first home? You may be thinking the hardest decision you have to make is picking a house.  However, the hardest decision you will be making in this process is what mortgage loan to sign for.  The main types of loans are: fixed rate, adjustable rate, interest only and reverse. Federal Housing Administration (FHA) … Read More

Credit Reports – The Knowledge You need to Know

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Improving Your Credit Score The best way to improve your credit score is to improve your knowledge on credit reports.  There are three major credit bureaus that put together your credit report: Equifax, TransUnion, and Experian.  Although the information they gather is yours, you do not own it, these agencies own your information.  They have collected the information and they … Read More

Student Loan Forgiveness Options

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Student Loan Forgiveness After my last post about Student Loans, I received a question asking for more in depth information about student loan forgiveness.  I researched and found the following information.  These are the careers that can possibly eliminate your student loans.  If you decide to partake in one of these programs, make sure beforehand that you can use it … Read More

April is Financial Literacy Month

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Financial Literacy In a proclamation on March 31st, President Obama explained how important it is to be financially literate and to have access to trustworthy financial services and products. “The financial crisis was fueled by a lack of responsibility from Wall Street to Washington,” Obama said. “It devastated ordinary Americans, many of whom were caught by hidden fees and penalties … Read More

Finances and Your Options

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Payday Loan Facts You have probably seen the ads on the radio, television and the internet. You may have even received ads in the mail. They refer to payday loans, which can come at a high price. If you are not sure that you are ready to take a payday loan, there are other options for you to think about … Read More

Investing 101

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Saving and Investing The difference between saving and investing is that when you invest, you put money in hoping to get something better back out. Every contribution is a step towards the goal of having the kind of retirement you want. Here are some of the most common choices: Stocks—these are shares of ownership that a company sells to individuals … Read More