Credit Cards: Considering Credit History

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Considering Your Credit  Do you have credit card accounts that you don’t use? Are you thinking about closing these unused accounts to clean off the slate? Read this article to learn more about the effects of closed accounts on your credit history. A Fair Isaac representative reported that closing accounts does not directly hurt one’s credit score, regardless of whether … Read More

Credit – The Four Most Common Forms

adminBudgeting, Christian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Goals, Money Management, Personal Goals, SavingLeave a Comment

What is credit?  Credit is defined in a couple of ways. One is the amount of money you are approved to borrow from a lending institution. With this approval comes an agreement to repay the charges, any additional fees that can or will be applied, and to abide by time restrictions. Credit can also be classified as your borrowing reputation. … Read More

Making Money Matters Manageable in Your Marriage

adminChristian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Goals, Investing, Money Management, Personal Goals, SavingLeave a Comment

Mutual Money Management  Is it love or money that makes the world go round? It’s both…Make money work for your marriage, not against it.  You need tips on strengthening your marriage through mutual management of your money.  This can be done and can even be fun!  Keep reading to find out how. Financial Honesty Have open, honest and non-confrontational discussions … Read More

Money, Love, and Marriage

adminChristian Credit Counselors, Credit, Credit Cards, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement, Finance, Money Management, Personal Goals, SavingLeave a Comment

Marriage and Money Roses are red; violets are blue. No matter the cost, I’ll stand by you… Have you had the talk yet?…You know, the one about money, spending habits, future goals, budgeting…? If you haven’t, it should be a top priority for your relationship.  If you have, have it again.  Discussing finances should be a regular and healthy part … Read More

Christian Credit Counselors – Your Partner in Financial Advising

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Kingdom Financial Advisors As a Kingdom Advisor, you know the value of the individual and the financial potential each person has to live prosperous and free. You see the impact each client can have, not only on their own life and family, but widespread, from community to culture. Casting vision and capturing hearts, financial advising plays a unique role in … Read More

Your Financial Future

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Your Financial Future Are you worried about where you stand financially or wonder about your financial future? Credit counseling can give you peace of mind. We all know that debt is a slippery slope for consumers. Knowing where you stand is the first step to walking forward in financial success. While internet research can provide a wealth of information about … Read More

Investing 101

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You and Your Investments Maybe you have asked yourself, “How do I start investing?”  It’s very simple, but before you start, make sure you have your house, budget, and savings in order.  There are many things you can invest in: stocks, bonds, mutual funds and real estate, to name a few. Bonds One type of investment can be in the … Read More

The Credit Card Act – Facts You need to Know

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The Credit Card Act The Credit Card Act was signed into law in 2009 under President Barack Obama. The act set up several provisions aimed at limiting how credit card companies can charge consumers. In July 2011, the Consumer Financial Protection Bureau (CFPB) opened as a part of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Card Act … Read More