CFPB: Make a Plan to Save Some of Your Tax Refund

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Making a plan to save at tax time The start of the New Year means its tax season again. As you gather your tax records and prepare to file, why not use this annual responsibility to take another step towards building financial security for yourself or your family? For many Americans, a tax refund is the largest check they will … Read More

Credit Card – Avoiding the Debt Trap this Holiday Season

adminBudgeting, Christian Credit Counselors, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Finance, Holiday Tips, Money Management, Personal Goals, Saving

Gift Giving on Credit Staying out of debt can be almost as difficult as paying it off especially when our emotions take over. After all, buying gifts for our loved ones during the holiday season is a very emotional purchase. Preparing for gifting should begin way before the holiday season. In a survey conducted by The American Research Group, Inc., … Read More

Debt Consolidation – Combating Holiday Credit Card Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidations

Setting Financial Goals By planning ahead, it’s easy to combat holiday credit card debt that puts you behind with New Year’s resolutions and financial goals. According to an article by the Pittsburgh Post-Gazette, the best approach is to plan ahead to avoid holiday binge buying. By talking to a Christian credit counselor, you learn about debt consolidation. Whether you sign … Read More

Your Spending Habits and Your Holiday Spirit

adminChristian Credit Counselors, Consumer, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Debt Settlement, Goals, Holiday Tips, Home, Kids & Money, Money Management, Personal Goals, Uncategorized

The Average American’s Holiday Spending Habits Already thinking about everything you have to do for the holiday season? Does the thought of holiday preparation stress you out? According to the National Retail Federation, it was estimated that the average American spent $77.52 on candy, costumes and decorations for Halloween in 2014. According to a CNBC report, the average American planned … Read More

Fall Money Saving Tips

adminActivities, Budgeting, Car, Christian Credit Counselors, Consumer, Coupons, Credit, Credit Cards, Credit Counseling, Credit Score, Debit & Your Credit Score, Debt, Debt Consolidation, Economy, Finance, Gas, Gas, Holiday Tips, Kids & Money, Money Management, Repairs, Saving, Technology

Cutting Costs at Home There are many ways you can save money and have fun doing it this holiday season. Falling leaves and decomposing Jack-o-Lanterns are the perfect way to start a compost pile this fall. Starting now means you’ll be one step ahead when spring arrives. Make sure your roof is free of holes, destruction and critters; if it … Read More

Surviving the Holiday Spending Trap With Debt Counseling

Jeanne McTaggartDebt

Debt Counseling

After the school season starts, many people start getting ready for the holidays. Following Labor Day, the major holidays that often run up debt for the average American include Halloween, Thanksgiving, Christmas and New Year’s. By receiving debt counseling in the fall, you gain valuable insights and information about how to pay off debt, budget, and set financial goals. You … Read More

Investing 101

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You and Your Investments Maybe you have asked yourself, “How do I start investing?”  It’s very simple, but before you start, make sure you have your house, budget, and savings in order.  There are many things you can invest in: stocks, bonds, mutual funds and real estate, to name a few. Bonds One type of investment can be in the … Read More

Student Loan Forgiveness Options

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Student Loan Forgiveness After my last post about Student Loans, I received a question asking for more in depth information about student loan forgiveness.  I researched and found the following information.  These are the careers that can possibly eliminate your student loans.  If you decide to partake in one of these programs, make sure beforehand that you can use it … Read More

Student Loan Repayment Plans

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Repaying Student Loans Congratulations Class of 2011! You finally got that college degree! What an exciting accomplishment. However, that moving-over-of-the-tassel means you’ll need to face your student loan sooner rather than later. Typically, you get a six-month grace period after graduation before you need to begin the repayment process. But don’t wait until December to start considering your options. There … Read More