7 Better Ways To Use Your Tax Refund

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Are you expecting a tax refund soon? If you’re like most Americans, you’re probably expecting somewhere around $3,000 to show up in your mailbox over the next months. Receiving a refund check has become a strangely normal piece of financial planning for Americans – we count on receiving that extra cash and plan to spend it. But your refund check … Read More

Finances, Debt Counseling, and Marriage

Jeanne McTaggartBudgeting, Debt

Debt Counseling

Money and Marital Bliss According to the Huffington Post, marriage is not just an emotional commitment but a financial one as well. When you enter into a marriage, you often share wealth as well as debt. Money problems are the top reasons cited for marital conflicts. When you seek debt counseling with your spouse, you are more likely to build financial … Read More

Credit Counseling – Five Steps to Crush Debt

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counselors

Crushing Credit Card Debt People who struggle with a crushing amount of credit card debt often feel motivated and positive after receiving Christian credit counseling. Trained and qualified credit counselors work with consumers overwhelmed by debt without passing judgment. According to a recent article by wisebread.com, there are 5 action steps you get a grip on personal finances. Christian credit … Read More

Credit Counseling – Paying Down Debt

Jeanne McTaggartCredit Counseling

Debt Management Programs A lot of people who receive credit counseling wonder if they qualify for a debt management program to pay off debt. Debt management programs are so appealing because a trained and certified credit counselor negotiates a lower interest rate so you can make a monthly debt payment. Many consumers dream of living a debt-free life. Credit counseling … Read More

Debt Consolidation Instead of Dipping into Your Savings

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Saving Money for your Savings Account When it comes to credit card debt, some experts recommend dipping into your non-retirement savings to pay off your debt. However, people without adequate emergency savings rarely stop the cycle of credit card dependence. With a debt consolidation plan, you are more likely to get out of credit card debt for good. A trained … Read More

Debt Counseling for First-Time Credit Card Holders

Jeanne McTaggartDebt

Debt Counseling

Credit Cards and Financial Predicaments If you are a first-time credit card holder, you likely viewed the card as a vehicle for getting you where you needed to go in life. Whether you used your credit card to pay for a new computer, clothes or vacation, the idea of maxing out a credit card scares many new card users. By … Read More

Credit Counseling – Financial Habits for the Future

Jeanne McTaggartChristian Credit Counselors

Christian Credit Counseling

Managing Money Management Some behaviors predict poor money management down the road, but you can take positive steps for a positive future with the help of Christian credit counseling. According to a piece by cheatsheet.com, there are 5 main behaviors that foreshadow financial difficulties in the future. When you receive Christian credit counseling, you open up yourself to positive solutions … Read More

Debt Counseling – When Financial Problems Sneak up On You

Jeanne McTaggartCredit Counseling, Debt

Debt Counseling

Signs of Financial Trouble Past due statements, accounts closed without you and payments that reflect the minimum due are of few of the red flags that you need debt counseling. If financial problems are sneaking up on you, the best solution is to confront your reality and take positive steps to remedy the situation. According to a piece by cheatsheet.com, … Read More

Debt Consolidation – Forgiving Yourself of Credit Sins

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Credit Cards and Financial Health Misusing credit cards affects your financial health, security and future. You can easily forgive yourself of so-called credit sins by seeking assistance from a Christian credit counseling program. One of the most positive ways to get back on track is with debt consolidation. According to an article by cheatsheet.com, 30 percent of your FICO score … Read More

Debt Consolidation – Combating Holiday Credit Card Debt

Jeanne McTaggartDebt Consolidation

Debt Consolidations

Setting Financial Goals By planning ahead, it’s easy to combat holiday credit card debt that puts you behind with New Year’s resolutions and financial goals. According to an article by the Pittsburgh Post-Gazette, the best approach is to plan ahead to avoid holiday binge buying. By talking to a Christian credit counselor, you learn about debt consolidation. Whether you sign … Read More