Debt Settlement – Full of Empty Promises

adminChristian Credit Counselors, Credit Counseling, Debit & Your Credit Score, Debt, Debt Settlement

Empty Debt Settlement Promises “Cut your debt in half fast!” “Put a stop to the harassing creditor calls!” To desperate ears, these catch phrases sound very enticing. Debt settlement agencies make all kinds of promises, but can’t necessarily deliver. They allude to having all the answers to your financial problems and want you to trust them to free you from … Read More

Mortgage Loan Types – Home Buying

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Home Buyers and First Loans Buying your first home? You may be thinking the hardest decision you have to make is picking a house.  However, the hardest decision you will be making in this process is what mortgage loan to sign for.  The main types of loans are: fixed rate, adjustable rate, interest only and reverse. Federal Housing Administration (FHA) … Read More

Credit Reports – The Knowledge You need to Know

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Improving Your Credit Score The best way to improve your credit score is to improve your knowledge on credit reports.  There are three major credit bureaus that put together your credit report: Equifax, TransUnion, and Experian.  Although the information they gather is yours, you do not own it, these agencies own your information.  They have collected the information and they … Read More

Credit Card Debt and Five Habits You Need to Break

adminChristian Credit Counselors, College Debt, Credit Cards, Credit Counseling, Debit & Your Credit Score, DebtLeave a Comment

Breaking Credit Card Debt Being in debt is no fun, but having fun costs money and that is what got you in debt in the first place. Credit card debt can creep up on you if you aren’t keeping track of your spending habits. Here are 5 things that are keeping you in debt that you might not even be … Read More

Debts Solutions Tips

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Your Credit Score How well do you know your credit score? Do you even know your credit score? Have you hit the limit on your credit cards and started missing payments? If your response was yes to one or more of these questions you can end up having bad credit. Clearing Your Debt The very first step you can take … Read More

Debt and the Help You Need

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Dealing with Debt Reality Are you struggling with your bills? Everyone has problems paying bills from time to time. And most everyone will be late paying a bill at least once in their lives. When this happens it is not always the end of the world. However, for some people being late is an every month occurrence due to their … Read More

Identity Theft and How It Works

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Identifying Identity Thieves According to the Federal Trade Commission, identity theft ranks number one on the list of top complaints, with credit card fraud being the most prevalent type. Criminals usually commit identity theft to get money, goods, or services, as well as to obtain documents such as false drivers’ licenses, birth certificates, social security numbers, or visas. It can … Read More