Baby Boomers, Debt Counseling, and Retirement

Jeanne McTaggartBudgeting, Debt

Debt Counseling

When Baby Boomers Budget If you are a baby boomer in your 50 or 60s, you are likely wondering if you will ever experience retirement bliss. A growing number of boomers have massive credit card debt in addition to mortgage and student loan debt due. In some cases, boomers take out mortgage and student loan debt to help children and … Read More

Benefits of Debt Consolidation and Bumps of Bankruptcy

Jeanne McTaggartDebt Consolidation

Debt Consolidation

If you have more credit card debt than you can handle, there are different avenues to take to resolve the burden. Some people turn to debt settlement scams because they aren’t aware of the negative consequences. Other people believe bankruptcy could be the solution. Before paying an attorney thousands of dollars to handle a bankruptcy case, save yourself the embarrassment … Read More

Debt Counseling, Credit Card Debt, and Retirement

Jeanne McTaggartDebt

Debt Counseling

Some seniors use credit cards as a way to fund their travels in retirement, while others use them just to get their basics needs met. By receiving debt counseling you can prevent the senior credit card trap in the future. Young people who talk to trained credit counselors often learn the basic personal finance rules that help them save for … Read More

Debt Consolidation and Credit Card Debt Responsibility

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Financial experts say some Americans are becoming more responsible with credit card debt. One of the secrets of taking responsibility for your consumer debt without going broke is to consolidate credit card debt at a lower interest rate. With the help of trained professionals at a Christian credit counseling organization, you can fulfill your obligations to creditors while enjoying your … Read More

Debt Counseling – Five Tips for a Fresh Perspective

Jeanne McTaggartDebt

Debt Counseling

When you feel hopeless about your credit card debt, it is common to have an outer environment that reflects your inner turmoil. By getting a fresh perspective with debt counseling, you overcome the signs of financial neglect such as unopened bills, disorganized purses stuffed with crumbled up receipts and tags left on clothing or other impulse purchases. A certified and … Read More

Debt Consolidation as a Credit Card Debt Exit Strategy

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Good Debt vs Bad Debt When it comes to debt, there is good debt and bad debt because some debt allows you to achieve the goal of owning a vehicle or a car. Credit card debt becomes a problem when you can’t pay off the balance and pay more in interest than you earn from putting your money to work … Read More

Debt Counseling – Avoid Frugal Fatigue

Jeanne McTaggartDebt

Debt Counseling

Getting out of credit card debt often takes major financial sacrifices accomplished by a frugal lifestyle. During the Great Recession, a lot of consumers stopped spending money. But adopting frugal habits for long periods of time results in frustration or what’s often called “frugal fatigue.” According to an article by time.com, frugal fatigue is one of several debt consolidation traps … Read More

Debt Consolidation Raises Gen-X Retirement Hopes

Jeanne McTaggartDebt Consolidation

Having too much credit card debt when you are younger can haunt you when you retire. Not only do you have less money to contribute to a retirement account when you are paying on high-interest credit cards, but you could carry debt into retirement. With debt consolidation at any age, you get out of debt in less time so you … Read More

Debt Consolidation: The Right Way Out of Debt

Jeanne McTaggartDebt Consolidation

When it comes to debt consolidation, find an approach that helps you retrace your past steps so you don’t repeat past mistakes. In some cases, we run into unfortunate situations in life. Debt is often unavoidable, but how you handle excessive credit card debt is up to you. With the help of Christian credit counseling, you learn about debt consolidation. … Read More

Debt Counseling and Your Financial Reality

Jeanne McTaggartDebt

It’s common for people to toss aside credit card bills when the amount due balance makes them feel down. But waking up to the financial realities in your life is the first step to overcoming credit card debt. An article by mainst.com suggests many Americans are delusional about credit cards because they pay so much money in interest charges. In … Read More