Debt Consolidation – More Money for the 3 Biggest Expenses

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Housing, transportation and food are the three biggest expenses in your budget if you are a typical American. Some people use their credit cards to pay for groceries, especially if they are living in a home they can’t afford or driving a car that’s too expensive. With debt consolidation, you can dramatically reduce the money you owe to your creditors. … Read More

Debt Consolidation – 5 Signs You Are a Great Candidate

Jeanne McTaggartDebt Consolidation

Debt Consolidation

For most people, declaring bankruptcy is a drastic step that not only ruins your credit, but often leaves you emotionally bankrupt. Before spending thousands of dollars on attorney fees and going though bankruptcy court, consider debt consolidation. Debt consolidation is a lot less complicated, and you are a candidate for Debt Management Plan if you have a lot of credit … Read More

Your Credit Score – Tips to Raise it

Jeanne McTaggartCredit Counseling

Credit Counseling

Unfortunately, credit is an important part of our life. Good credit is required for so many things, like applying for a car or home loan, applying for a credit card, and even some seemingly unrelated things, like getting a job. If your credit score is lower than average, you’ve probably already found out that life can be a lot harder … Read More

Debt Consolidation and the Benefits

Jeanne McTaggartDebt Consolidation

Debt Consolidation

Debt can be an incredibly difficult thing to deal with.  Sometimes, the worst thing about debt is that it can turn into a spiral.  Debt can lead to more debt without any other factors.  One debt can make another worse, or even create new debts.  Sometimes, it’s easier to converge all of an individual’s small debts into one large debt. … Read More

Overextended Finances and How Debt Consolidation Helps

Jeanne McTaggartDebt Consolidation

Debt Consolidation

If you are financially overextended, you can’t pay your bills on time even though you want to. You likely felt embarrassed when a cashier declined your credit card in the past. By signing up for a debt consolidation program, you take control of your situation and reduce financial stress. According to a recent piece by U.S. News & World Report, there … Read More

Debt Counseling: Improving Your Cash Flow

Jeanne McTaggartDebt Consolidation

Debt Counseling

Experts say credit card debt continues to increase. A recent CardHub credit card debt study cited by Yahoo Finance identified the “tipping point” when credit card debt becomes too much for most American families to handle. According to CardHub, $8,300 is an unsustainable amount of debt for most households in the U.S. If you are struggling, that’s a sign you … Read More

Debt Counseling: 4 Ways to Maintain a Debt-Free Lifestyle

Jeanne McTaggartDebt Consolidation

Debt Counseling

Whether you go on a spending diet or carve out extra time in your day to earn money, debt counseling can help you maintain a debt-free lifestyle. A recent article by Personal Finance Cheat Sheet points out there are countless different methods and strategies for eliminating debt. One of the easiest ways to completely eradicate debt is through a Debt Management … Read More

Debt Consolidation and Other Money Management Tips

Jeanne McTaggartDebt Consolidation

debt consolidation

Keeping your financial strategies as simple as possible can give you an edge. When your money is easier to manage, you are more likely to stay on track with paying bills on time, saving and getting out of credit card debt. Debt consolidation is one way to simply your finances, but there are other strategies you can employ as well. … Read More

Debt Consolidation – Avoiding Desperate Financial Problem

Jeanne McTaggartDebt Consolidation

debt consolidation

It’s great when your “numbers” surpass that of your peers, but not when the numbers tally the amount of debt you have. A recent article by wallstcheatsheet explains how massive debt is akin to being in financial quicksand. While most people need to establish credit, you don’t need to carry a balance to have a good credit score. When it … Read More

Debt Counseling, Credit Card Debt, and Your Savings

Jeanne McTaggartDebt

Debt Counseling

One in four Americans have as much more credit card debt than they have in emergency savings, according to a new Bankrate.com report. With credit cards maxed out and not enough in savings, many people teeter on the verge of financial ruin. By receiving debt counseling while there’s still time, you can avert a major financial crisis. According to the … Read More