How to Use Your Tax Refund to Build Your Emergency Funds

adminIdentity Theft, Saving, Taxes

By: Consumer Financial Protection Bureau (CFPB) During tax season, there’s a lot to think about. Do you have the right forms? Where did you put those receipts? Did you do the math right? But there’s one more thing you should be thinking about: how you can use your tax refund to ramp up your emergency funds or reach other savings … Read More

4 Steps to Spend Your Stimulus Check and Tax Refund Wisely

adminBudgeting, Debt, Money Management, Saving

By: America Saves Most Americans don’t have an emergency fund. While we’re all experiencing this pandemic very differently — some having only minor inconveniences and others finding themselves without a job or having to close their business — those without a savings cushion are vulnerable to feeling the ramifications of COVID-19 for a very long time. With stimulus checks and … Read More

7 Better Ways To Use Your Tax Refund

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Are you expecting a tax refund soon? If you’re like most Americans, you’re probably expecting somewhere around $3,000 to show up in your mailbox over the next months. Receiving a refund check has become a strangely normal piece of financial planning for Americans – we count on receiving that extra cash and plan to spend it. But your refund check … Read More

Cybercriminals File Fraudulent Tax Returns

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It’s that time of year again – tax season. Hopefully, you’ll get a nice refund. As you work with your accountant or submit your return through do-it-yourself software, what happens if you learn that a return has already been filed under your name and your refund has been stolen? Tax-return fraud has become such a significant problem that the government … Read More

CFPB: Make a Plan to Save Some of Your Tax Refund

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Making a plan to save at tax time The start of the New Year means its tax season again. As you gather your tax records and prepare to file, why not use this annual responsibility to take another step towards building financial security for yourself or your family? For many Americans, a tax refund is the largest check they will … Read More

Credit Card Debt and Five Habits You Need to Break

adminChristian Credit Counselors, College Debt, Credit Cards, Credit Counseling, Debit & Your Credit Score, DebtLeave a Comment

Breaking Credit Card Debt Being in debt is no fun, but having fun costs money and that is what got you in debt in the first place. Credit card debt can creep up on you if you aren’t keeping track of your spending habits. Here are 5 things that are keeping you in debt that you might not even be … Read More